Can A Firefighter Afford Rent in Montclair, NJ?

Rent-burdened — rent takes 51.5% of gross income.

Montclair rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Montclair median rent
$3,021/mo
Firefighter salary (New Jersey)
$70,347/yr
Rent as % of income
51.5%
Gross monthly income works out to about $5,862, and the 30% rule supports up to $1,759/mo in rent. Montclair's median rent of $3,021 exceeds that threshold by $1,262/mo, putting a firefighter salary into the rent-burdened range here. A firefighter works roughly 89.3 hours a month to cover that rent.

About rent and a firefighter salary

Firefighter base pay plus typical overtime sits modestly above the US median household income, but local rent levels determine whether that translates into affordability or rent burden. At the national-average firefighter base salary, the 30% rule supports about $1,570 a month in rent. The per-city pages compare local rent against local firefighter-pay estimates so renters can see where rent stays in range.

Cheaper rent nearby

These New Jersey cities have lower median rent than Montclair, which improves the affordability math on a firefighter salary:

Jersey City, NJ
$3,020/mo (51.5% of income)
Hillsborough Township, NJ
$3,020/mo (51.5% of income)
Montville, NJ
$3,018/mo (51.5% of income)

Compare with full rent data for Montclair

View full rent data for Montclair, NJ

Frequently asked questions

Can a firefighter afford rent in Montclair, NJ?

Median rent in Montclair is $3,021 a month. A typical firefighter in New Jersey earns about $70,347 a year, which makes that rent 51.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a firefighter afford in Montclair?

Using the 30% rule, a firefighter salary in New Jersey (~$70,347/yr) supports up to $1,759 a month in rent. Montclair's current median rent is $3,021/mo, which is $1,262/mo over the affordability threshold.

How many hours does a firefighter work to cover rent in Montclair?

At an hourly equivalent of about $34 an hour, a firefighter in New Jersey works roughly 89.3 hours a month to cover Montclair's median rent of $3,021.

Where is rent cheaper than Montclair for a firefighter?

Nearby New Jersey cities with lower median rent include Jersey City ($3,020/mo), Hillsborough Township ($3,020/mo), Montville ($3,018/mo). Each shifts the affordability math materially on a firefighter salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Montclair, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.