Can A Pharmacist Afford Rent in Gardner, MA?

Comfortably affordable — rent takes 12.2% of gross income.

Gardner rent: July 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Gardner median rent
$1,565/mo
Pharmacist salary (Massachusetts)
$153,990/yr
Rent as % of income
12.2%
Gross monthly income works out to about $12,833, and the 30% rule supports up to $3,850/mo in rent. Gardner's median rent of $1,565 leaves roughly $2,285/mo of headroom under that threshold. A pharmacist works roughly 21.1 hours a month to cover that rent.

About rent and a pharmacist salary

Pharmacist pay covers comfortable rent in nearly every US city. At the national-average pharmacist salary, the 30% rule supports about $3,319 a month in rent — above median rent in all but a handful of high-cost coastal metros.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Gardner, which improves the affordability math on a pharmacist salary:

Lowell, MA
$1,559/mo (12.1% of income)
Pittsfield, MA
$1,546/mo (12% of income)
Haverhill, MA
$1,543/mo (12% of income)

Compare with full rent data for Gardner

View full rent data for Gardner, MA

Frequently asked questions

Can a pharmacist afford rent in Gardner, MA?

Median rent in Gardner is $1,565 a month. A typical pharmacist in Massachusetts earns about $153,990 a year, which makes that rent 12.2% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a pharmacist afford in Gardner?

Using the 30% rule, a pharmacist salary in Massachusetts (~$153,990/yr) supports up to $3,850 a month in rent. Gardner's current median rent is $1,565/mo, which leaves a $2,285/mo buffer.

How many hours does a pharmacist work to cover rent in Gardner?

At an hourly equivalent of about $74 an hour, a pharmacist in Massachusetts works roughly 21.1 hours a month to cover Gardner's median rent of $1,565.

Where is rent cheaper than Gardner for a pharmacist?

Nearby Massachusetts cities with lower median rent include Lowell ($1,559/mo), Pittsfield ($1,546/mo), Haverhill ($1,543/mo). Each shifts the affordability math materially on a pharmacist salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Gardner, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.