Can A Physical Therapist Afford Rent in Cocoa, FL?

Comfortably affordable — rent takes 25% of gross income.

Cocoa rent: June 2026. Salary: BLS OEWS May 2024 (Florida state estimate).

Cocoa median rent
$1,931/mo
Physical Therapist salary (Florida)
$92,730/yr
Rent as % of income
25%
Gross monthly income works out to about $7,728, and the 30% rule supports up to $2,318/mo in rent. Cocoa's median rent of $1,931 leaves roughly $387/mo of headroom under that threshold. A physical therapist works roughly 43.3 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Florida cities have lower median rent than Cocoa, which improves the affordability math on a physical therapist salary:

Lake Mary, FL
$1,930/mo (25% of income)
Bartow, FL
$1,930/mo (25% of income)
Pinellas Park, FL
$1,930/mo (25% of income)

Compare with full rent data for Cocoa

View full rent data for Cocoa, FL

Frequently asked questions

Can a physical therapist afford rent in Cocoa, FL?

Median rent in Cocoa is $1,931 a month. A typical physical therapist in Florida earns about $92,730 a year, which makes that rent 25% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Cocoa?

Using the 30% rule, a physical therapist salary in Florida (~$92,730/yr) supports up to $2,318 a month in rent. Cocoa's current median rent is $1,931/mo, which leaves a $387/mo buffer.

How many hours does a physical therapist work to cover rent in Cocoa?

At an hourly equivalent of about $45 an hour, a physical therapist in Florida works roughly 43.3 hours a month to cover Cocoa's median rent of $1,931.

Where is rent cheaper than Cocoa for a physical therapist?

Nearby Florida cities with lower median rent include Lake Mary ($1,930/mo), Bartow ($1,930/mo), Pinellas Park ($1,930/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Florida state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Cocoa, FL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.