Can A Physical Therapist Afford Rent in Fernandina Beach, FL?
Comfortably affordable — rent takes 29.3% of gross income.
Fernandina Beach rent: July 2026. Salary: BLS OEWS May 2024 (Florida state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These Florida cities have lower median rent than Fernandina Beach, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Fernandina Beach
View full rent data for Fernandina Beach, FL →Frequently asked questions
Can a physical therapist afford rent in Fernandina Beach, FL?
Median rent in Fernandina Beach is $2,267 a month. A typical physical therapist in Florida earns about $92,730 a year, which makes that rent 29.3% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a physical therapist afford in Fernandina Beach?
Using the 30% rule, a physical therapist salary in Florida (~$92,730/yr) supports up to $2,318 a month in rent. Fernandina Beach's current median rent is $2,267/mo, which leaves a $51/mo buffer.
How many hours does a physical therapist work to cover rent in Fernandina Beach?
At an hourly equivalent of about $45 an hour, a physical therapist in Florida works roughly 50.9 hours a month to cover Fernandina Beach's median rent of $2,267.
Where is rent cheaper than Fernandina Beach for a physical therapist?
Nearby Florida cities with lower median rent include Land O Lakes ($2,266/mo), Tarpon Springs ($2,266/mo), West Palm Beach ($2,266/mo). Each shifts the affordability math materially on a physical therapist salary.