Can A Physical Therapist Afford Rent in Gardner, MA?
Comfortably affordable — rent takes 16.6% of gross income.
Gardner rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These Massachusetts cities have lower median rent than Gardner, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Gardner
View full rent data for Gardner, MA →Frequently asked questions
Can a physical therapist afford rent in Gardner, MA?
Median rent in Gardner is $1,603 a month. A typical physical therapist in Massachusetts earns about $115,664 a year, which makes that rent 16.6% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a physical therapist afford in Gardner?
Using the 30% rule, a physical therapist salary in Massachusetts (~$115,664/yr) supports up to $2,892 a month in rent. Gardner's current median rent is $1,603/mo, which leaves a $1,289/mo buffer.
How many hours does a physical therapist work to cover rent in Gardner?
At an hourly equivalent of about $56 an hour, a physical therapist in Massachusetts works roughly 28.8 hours a month to cover Gardner's median rent of $1,603.
Where is rent cheaper than Gardner for a physical therapist?
Nearby Massachusetts cities with lower median rent include Springfield ($1,602/mo), Springfield ($1,600/mo), Springfield ($1,598/mo). Each shifts the affordability math materially on a physical therapist salary.