Can A Physical Therapist Afford Rent in North Saint Paul, MN?

Comfortably affordable — rent takes 16.3% of gross income.

North Saint Paul rent: June 2026. Salary: BLS OEWS May 2024 (Minnesota state estimate).

North Saint Paul median rent
$1,410/mo
Physical Therapist salary (Minnesota)
$103,698/yr
Rent as % of income
16.3%
Gross monthly income works out to about $8,642, and the 30% rule supports up to $2,592/mo in rent. North Saint Paul's median rent of $1,410 leaves roughly $1,182/mo of headroom under that threshold. A physical therapist works roughly 28.3 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Minnesota cities have lower median rent than North Saint Paul, which improves the affordability math on a physical therapist salary:

West Saint Paul, MN
$1,409/mo (16.3% of income)
West Saint Paul, MN
$1,408/mo (16.3% of income)
West Saint Paul, MN
$1,408/mo (16.3% of income)

Compare with full rent data for North Saint Paul

View full rent data for North Saint Paul, MN

Frequently asked questions

Can a physical therapist afford rent in North Saint Paul, MN?

Median rent in North Saint Paul is $1,410 a month. A typical physical therapist in Minnesota earns about $103,698 a year, which makes that rent 16.3% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in North Saint Paul?

Using the 30% rule, a physical therapist salary in Minnesota (~$103,698/yr) supports up to $2,592 a month in rent. North Saint Paul's current median rent is $1,410/mo, which leaves a $1,182/mo buffer.

How many hours does a physical therapist work to cover rent in North Saint Paul?

At an hourly equivalent of about $50 an hour, a physical therapist in Minnesota works roughly 28.3 hours a month to cover North Saint Paul's median rent of $1,410.

Where is rent cheaper than North Saint Paul for a physical therapist?

Nearby Minnesota cities with lower median rent include West Saint Paul ($1,409/mo), West Saint Paul ($1,408/mo), West Saint Paul ($1,408/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Minnesota state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for North Saint Paul, MN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.