Can A Physical Therapist Afford Rent in Bay Saint Louis, MS?

Comfortably affordable — rent takes 21.9% of gross income.

Bay Saint Louis rent: June 2026. Salary: BLS OEWS May 2024 (Mississippi state estimate).

Bay Saint Louis median rent
$1,475/mo
Physical Therapist salary (Mississippi)
$80,765/yr
Rent as % of income
21.9%
Gross monthly income works out to about $6,730, and the 30% rule supports up to $2,019/mo in rent. Bay Saint Louis's median rent of $1,475 leaves roughly $544/mo of headroom under that threshold. A physical therapist works roughly 38 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Mississippi cities have lower median rent than Bay Saint Louis, which improves the affordability math on a physical therapist salary:

Gulf Hills, MS
$1,473/mo (21.9% of income)
Gautier, MS
$1,473/mo (21.9% of income)
Starkville, MS
$1,469/mo (21.8% of income)

Compare with full rent data for Bay Saint Louis

View full rent data for Bay Saint Louis, MS

Frequently asked questions

Can a physical therapist afford rent in Bay Saint Louis, MS?

Median rent in Bay Saint Louis is $1,475 a month. A typical physical therapist in Mississippi earns about $80,765 a year, which makes that rent 21.9% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Bay Saint Louis?

Using the 30% rule, a physical therapist salary in Mississippi (~$80,765/yr) supports up to $2,019 a month in rent. Bay Saint Louis's current median rent is $1,475/mo, which leaves a $544/mo buffer.

How many hours does a physical therapist work to cover rent in Bay Saint Louis?

At an hourly equivalent of about $39 an hour, a physical therapist in Mississippi works roughly 38 hours a month to cover Bay Saint Louis's median rent of $1,475.

Where is rent cheaper than Bay Saint Louis for a physical therapist?

Nearby Mississippi cities with lower median rent include Gulf Hills ($1,473/mo), Gautier ($1,473/mo), Starkville ($1,469/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Mississippi state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Bay Saint Louis, MS. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.