Can A Physical Therapist Afford Rent in Garfield, NJ?
Comfortably affordable — rent takes 26% of gross income.
Garfield rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These New Jersey cities have lower median rent than Garfield, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Garfield
View full rent data for Garfield, NJ →Frequently asked questions
Can a physical therapist afford rent in Garfield, NJ?
Median rent in Garfield is $2,423 a month. A typical physical therapist in New Jersey earns about $111,675 a year, which makes that rent 26% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a physical therapist afford in Garfield?
Using the 30% rule, a physical therapist salary in New Jersey (~$111,675/yr) supports up to $2,792 a month in rent. Garfield's current median rent is $2,423/mo, which leaves a $369/mo buffer.
How many hours does a physical therapist work to cover rent in Garfield?
At an hourly equivalent of about $54 an hour, a physical therapist in New Jersey works roughly 45.1 hours a month to cover Garfield's median rent of $2,423.
Where is rent cheaper than Garfield for a physical therapist?
Nearby New Jersey cities with lower median rent include Hawthorne ($2,422/mo), Hawthorne ($2,422/mo), Keansburg ($2,422/mo). Each shifts the affordability math materially on a physical therapist salary.