Can A Physical Therapist Afford Rent in Monticello, NY?

Comfortably affordable — rent takes 17.1% of gross income.

Monticello rent: June 2026. Salary: BLS OEWS May 2024 (New York state estimate).

Monticello median rent
$1,617/mo
Physical Therapist salary (New York)
$113,669/yr
Rent as % of income
17.1%
Gross monthly income works out to about $9,472, and the 30% rule supports up to $2,842/mo in rent. Monticello's median rent of $1,617 leaves roughly $1,225/mo of headroom under that threshold. A physical therapist works roughly 29.6 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These New York cities have lower median rent than Monticello, which improves the affordability math on a physical therapist salary:

Cohoes, NY
$1,616/mo (17.1% of income)
Penfield, NY
$1,613/mo (17% of income)
Syracuse, NY
$1,611/mo (17% of income)

Compare with full rent data for Monticello

View full rent data for Monticello, NY

Frequently asked questions

Can a physical therapist afford rent in Monticello, NY?

Median rent in Monticello is $1,617 a month. A typical physical therapist in New York earns about $113,669 a year, which makes that rent 17.1% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Monticello?

Using the 30% rule, a physical therapist salary in New York (~$113,669/yr) supports up to $2,842 a month in rent. Monticello's current median rent is $1,617/mo, which leaves a $1,225/mo buffer.

How many hours does a physical therapist work to cover rent in Monticello?

At an hourly equivalent of about $55 an hour, a physical therapist in New York works roughly 29.6 hours a month to cover Monticello's median rent of $1,617.

Where is rent cheaper than Monticello for a physical therapist?

Nearby New York cities with lower median rent include Cohoes ($1,616/mo), Penfield ($1,613/mo), Syracuse ($1,611/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived New York state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Monticello, NY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.