Can A Physical Therapist Afford Rent in Cookeville, TN?

Comfortably affordable — rent takes 19.5% of gross income.

Cookeville rent: July 2026. Salary: BLS OEWS May 2024 (Tennessee state estimate).

Cookeville median rent
$1,491/mo
Physical Therapist salary (Tennessee)
$91,733/yr
Rent as % of income
19.5%
Gross monthly income works out to about $7,644, and the 30% rule supports up to $2,293/mo in rent. Cookeville's median rent of $1,491 leaves roughly $802/mo of headroom under that threshold. A physical therapist works roughly 33.8 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Tennessee cities have lower median rent than Cookeville, which improves the affordability math on a physical therapist salary:

Johnson City, TN
$1,488/mo (19.5% of income)
Chattanooga, TN
$1,487/mo (19.5% of income)
Johnson City, TN
$1,485/mo (19.4% of income)

Compare with full rent data for Cookeville

View full rent data for Cookeville, TN

Frequently asked questions

Can a physical therapist afford rent in Cookeville, TN?

Median rent in Cookeville is $1,491 a month. A typical physical therapist in Tennessee earns about $91,733 a year, which makes that rent 19.5% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Cookeville?

Using the 30% rule, a physical therapist salary in Tennessee (~$91,733/yr) supports up to $2,293 a month in rent. Cookeville's current median rent is $1,491/mo, which leaves a $802/mo buffer.

How many hours does a physical therapist work to cover rent in Cookeville?

At an hourly equivalent of about $44 an hour, a physical therapist in Tennessee works roughly 33.8 hours a month to cover Cookeville's median rent of $1,491.

Where is rent cheaper than Cookeville for a physical therapist?

Nearby Tennessee cities with lower median rent include Johnson City ($1,488/mo), Chattanooga ($1,487/mo), Johnson City ($1,485/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Tennessee state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Cookeville, TN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.