Can A Physical Therapist Afford Rent in Smyrna, TN?

Comfortably affordable — rent takes 22.1% of gross income.

Smyrna rent: June 2026. Salary: BLS OEWS May 2024 (Tennessee state estimate).

Smyrna median rent
$1,693/mo
Physical Therapist salary (Tennessee)
$91,733/yr
Rent as % of income
22.1%
Gross monthly income works out to about $7,644, and the 30% rule supports up to $2,293/mo in rent. Smyrna's median rent of $1,693 leaves roughly $600/mo of headroom under that threshold. A physical therapist works roughly 38.4 hours a month to cover that rent.

About rent and a physical therapist salary

Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.

Cheaper rent nearby

These Tennessee cities have lower median rent than Smyrna, which improves the affordability math on a physical therapist salary:

Oak Ridge, TN
$1,692/mo (22.1% of income)
Oak Ridge, TN
$1,692/mo (22.1% of income)
Oak Ridge, TN
$1,689/mo (22.1% of income)

Compare with full rent data for Smyrna

View full rent data for Smyrna, TN

Frequently asked questions

Can a physical therapist afford rent in Smyrna, TN?

Median rent in Smyrna is $1,693 a month. A typical physical therapist in Tennessee earns about $91,733 a year, which makes that rent 22.1% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a physical therapist afford in Smyrna?

Using the 30% rule, a physical therapist salary in Tennessee (~$91,733/yr) supports up to $2,293 a month in rent. Smyrna's current median rent is $1,693/mo, which leaves a $600/mo buffer.

How many hours does a physical therapist work to cover rent in Smyrna?

At an hourly equivalent of about $44 an hour, a physical therapist in Tennessee works roughly 38.4 hours a month to cover Smyrna's median rent of $1,693.

Where is rent cheaper than Smyrna for a physical therapist?

Nearby Tennessee cities with lower median rent include Oak Ridge ($1,692/mo), Oak Ridge ($1,692/mo), Oak Ridge ($1,689/mo). Each shifts the affordability math materially on a physical therapist salary.

Methodology: Salary uses the BLS-derived Tennessee state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Smyrna, TN. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.