Can A Physical Therapist Afford Rent in Waco, TX?
Comfortably affordable — rent takes 16.6% of gross income.
Waco rent: June 2026. Salary: BLS OEWS May 2024 (Texas state estimate).
About rent and a physical therapist salary
Physical therapist pay covers comfortable rent across most US metros. At the national-average PT salary, the 30% rule supports about $2,493 a month in rent, which is above the median in most cities tracked here.
Cheaper rent nearby
These Texas cities have lower median rent than Waco, which improves the affordability math on a physical therapist salary:
Compare with full rent data for Waco
View full rent data for Waco, TX →Frequently asked questions
Can a physical therapist afford rent in Waco, TX?
Median rent in Waco is $1,369 a month. A typical physical therapist in Texas earns about $98,713 a year, which makes that rent 16.6% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a physical therapist afford in Waco?
Using the 30% rule, a physical therapist salary in Texas (~$98,713/yr) supports up to $2,468 a month in rent. Waco's current median rent is $1,369/mo, which leaves a $1,099/mo buffer.
How many hours does a physical therapist work to cover rent in Waco?
At an hourly equivalent of about $47 an hour, a physical therapist in Texas works roughly 28.8 hours a month to cover Waco's median rent of $1,369.
Where is rent cheaper than Waco for a physical therapist?
Nearby Texas cities with lower median rent include Del Rio ($1,368/mo), Waller ($1,368/mo), Del Rio ($1,368/mo). Each shifts the affordability math materially on a physical therapist salary.