City Report · TX

Waco

Pop. 143,570·218th most expensive in Texas·One of the most affordable rental markets in the US
Median rent (all units)
$1,369/mo
Year-over-Year
+2.0%
Month-over-Month
+2.0%
vs US Median
-$596
Rising (Monthly)
Be the first to discuss Waco rents
Most AffordableMost Expensive
Waco · $1,369
More affordable than 84% of US cities · National median $1,965/mo
Rent Reality Score
67/100
Good value
OverheatedFairGreat value

Rents are 9% below what Waco's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,369/mo
Expected by trend
$1,495/mo
The Rent Reality Score compares today's median rent to where Waco's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$968
1 BR
$1,132
2 BR
$1,408
3 BR
$1,816
4 BR+
$1,866
Research median
$1,408/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$16,428/yr
At $1,369/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.0% YoY, +2.0% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Waco, TX is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 28.7% of residents hold a bachelor's degree or higher.

Population
143,570
Median income
$54,365
Median age
29.7
Renters
50.6%
Age distribution
22.8%
33.9%
20.4%
13.4%
Under 1822.8%
18–3433.9%
35–5420.4%
55–649.5%
65+13.4%
Gender
48.3%
51.7%
Male48.3%
Female51.7%
Race & ethnicity
48.3%
19.8%
30.6%
White48.3%
Black19.8%
Hispanic30.6%
Asian2.1%
Education (25+)
14%
26.7%
30.6%
28.7%
No HS diploma14%
HS diploma26.7%
Some college30.6%
Bachelor's+28.7%
Housing tenure
49.4%
50.6%
Owner49.4%
Renter50.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Waco, TX has changed in 5 years

Rent
$1,029 → $1,369
up 33.0%
Income
$42,687 → $54,365
up 27.4%
Population
136,800 → 143,570
up 4.9%
Renter share
53.3% → 50.6%
-2.7 pts
Bachelor's+
26.8% → 28.7%
+1.9 pts
Median age
29.1 → 29.7
+0.6 yrs

Compared with 2021, rent in Waco, TX has climbed by $340 per month, settling near $1,369 after starting the period at $1,029. Household income in the area moved from $42,687 to $54,365 across the same window, up 27.4% versus 2021. Rent outpaced income growth by roughly 5.6 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 136,800 to 143,570 between 2021 and 2024, a 4.9% change. About 50.6% of households rent today, against 53.3% in 2021. Reading these numbers side by side helps frame whether current listings in Waco, TX look reasonable against where the market sat half a decade ago.

Community

Discussions about Waco

No discussions yet. Start the conversation.

View Waco rent history (2015–2026) →
Salary vs rent

Can you afford rent in Waco on your salary?

At $1,369/mo, how Waco rent compares to typical pay (30% rule).

By apartment size

Waco rent by bedroom count

Median rent for each apartment size in Waco. Click any size for full breakdown.

Local insights

Tips for renters in Waco

About renting in Waco, TX

Last updated: July 20, 2026

The median rent in Waco is $1,369/mo as of July 2026. A studio apartment averages $968/mo while a 2-bedroom runs $1,408/mo. One-bedroom apartments average $1,132/mo and 3-bedroom units go for $1,816/mo.

At 30% of local median household income ($54,365/yr), Waco ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.0% over the past year.

FAQ

Frequently asked questions

Is Waco an affordable city for renters?

Waco is considered moderate for renters. At $1,369/mo, rent takes approximately 30% of the local median household income ($54,365/yr). The standard benchmark is 30%. Waco slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Waco?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (~$26/hour full-time) to afford the median rent of $1,369/mo in Waco. The local median household income is $54,365/yr, meaning the typical Waco household falls short of that threshold.

Is rent going up or down in Waco?

Rent in Waco has increased 2.0% over the past year as of July 2026, putting upward pressure on renter budgets.

Which Waco neighborhoods have the lowest rent?

The most affordable ZIP codes in Waco are 76710 ($1,145/mo), 76711 ($1,331/mo), and 76707 ($1,392/mo). Citywide, the median rent in Waco is $1,369/mo.

How does Waco rent compare to other cities in Texas?

Waco is one of the more affordable cities in Texas for rent, ranking #218 out of 269 tracked cities at $1,369/mo.

Which nearby cities are cheaper to rent in than Waco?

Lacy-Lakeview is nearby and more affordable at $1,259/mo, which is $110 less than Waco.

What percentage of Waco residents rent vs. own?

According to Census data, approximately 50.6% of Waco households are renters, while 49.4% are owner-occupied. With a majority renter population, Waco has a strong rental market.

How does Waco rent compare to the national average?

Waco's median rent of $1,369/mo is $596 (30%) below the US national median of $1,965/mo. Within Texas, it ranks #218 out of 269 tracked cities.
Income Affordability
30%
MODERATE

At $1,369/mo, rent takes ~30% of Waco's median household income ($54,365/yr). The standard benchmark is 30%.

Waco 30%Benchmark 30%
State income taxNone
Run the Waco affordability calculator →
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Waco, TX

Recent submissions

Be the first to submit your rent for Waco.

Recent discussions

No discussions yet.