Can A Police Officer Afford Rent in Reading, MA?

Rent-burdened — rent takes 42.3% of gross income.

Reading rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Reading median rent
$3,162/mo
Police Officer salary (Massachusetts)
$89,633/yr
Rent as % of income
42.3%
Gross monthly income works out to about $7,469, and the 30% rule supports up to $2,241/mo in rent. Reading's median rent of $3,162 exceeds that threshold by $921/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 73.4 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Reading, which improves the affordability math on a police officer salary:

Hingham, MA
$3,158/mo (42.3% of income)
Lexington, MA
$3,155/mo (42.2% of income)
Needham, MA
$3,155/mo (42.2% of income)

Compare with full rent data for Reading

View full rent data for Reading, MA

Frequently asked questions

Can a police officer afford rent in Reading, MA?

Median rent in Reading is $3,162 a month. A typical police officer in Massachusetts earns about $89,633 a year, which makes that rent 42.3% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in Reading?

Using the 30% rule, a police officer salary in Massachusetts (~$89,633/yr) supports up to $2,241 a month in rent. Reading's current median rent is $3,162/mo, which is $921/mo over the affordability threshold.

How many hours does a police officer work to cover rent in Reading?

At an hourly equivalent of about $43 an hour, a police officer in Massachusetts works roughly 73.4 hours a month to cover Reading's median rent of $3,162.

Where is rent cheaper than Reading for a police officer?

Nearby Massachusetts cities with lower median rent include Hingham ($3,158/mo), Lexington ($3,155/mo), Needham ($3,155/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Reading, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.