Can A Police Officer Afford Rent in Saugus, MA?

Rent-burdened — rent takes 40.1% of gross income.

Saugus rent: June 2026. Salary: BLS OEWS May 2024 (Massachusetts state estimate).

Saugus median rent
$2,996/mo
Police Officer salary (Massachusetts)
$89,633/yr
Rent as % of income
40.1%
Gross monthly income works out to about $7,469, and the 30% rule supports up to $2,241/mo in rent. Saugus's median rent of $2,996 exceeds that threshold by $755/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 69.5 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Massachusetts cities have lower median rent than Saugus, which improves the affordability math on a police officer salary:

Marblehead, MA
$2,995/mo (40.1% of income)
Bedford, MA
$2,994/mo (40.1% of income)
Watertown, MA
$2,991/mo (40% of income)

Compare with full rent data for Saugus

View full rent data for Saugus, MA

Frequently asked questions

Can a police officer afford rent in Saugus, MA?

Median rent in Saugus is $2,996 a month. A typical police officer in Massachusetts earns about $89,633 a year, which makes that rent 40.1% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in Saugus?

Using the 30% rule, a police officer salary in Massachusetts (~$89,633/yr) supports up to $2,241 a month in rent. Saugus's current median rent is $2,996/mo, which is $755/mo over the affordability threshold.

How many hours does a police officer work to cover rent in Saugus?

At an hourly equivalent of about $43 an hour, a police officer in Massachusetts works roughly 69.5 hours a month to cover Saugus's median rent of $2,996.

Where is rent cheaper than Saugus for a police officer?

Nearby Massachusetts cities with lower median rent include Marblehead ($2,995/mo), Bedford ($2,994/mo), Watertown ($2,991/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Massachusetts state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Saugus, MA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.