Can A Police Officer Afford Rent in Baltimore, MD?

Comfortably affordable — rent takes 26% of gross income.

Baltimore rent: July 2026. Salary: BLS OEWS May 2024 (Maryland state estimate).

Baltimore median rent
$1,806/mo
Police Officer salary (Maryland)
$83,452/yr
Rent as % of income
26%
Gross monthly income works out to about $6,954, and the 30% rule supports up to $2,086/mo in rent. Baltimore's median rent of $1,806 leaves roughly $280/mo of headroom under that threshold. A police officer works roughly 45 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Maryland cities have lower median rent than Baltimore, which improves the affordability math on a police officer salary:

Gaithersburg, MD
$1,803/mo (25.9% of income)
Middle River, MD
$1,803/mo (25.9% of income)
Middle River, MD
$1,802/mo (25.9% of income)

Compare with full rent data for Baltimore

View full rent data for Baltimore, MD

Frequently asked questions

Can a police officer afford rent in Baltimore, MD?

Median rent in Baltimore is $1,806 a month. A typical police officer in Maryland earns about $83,452 a year, which makes that rent 26% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Baltimore?

Using the 30% rule, a police officer salary in Maryland (~$83,452/yr) supports up to $2,086 a month in rent. Baltimore's current median rent is $1,806/mo, which leaves a $280/mo buffer.

How many hours does a police officer work to cover rent in Baltimore?

At an hourly equivalent of about $40 an hour, a police officer in Maryland works roughly 45 hours a month to cover Baltimore's median rent of $1,806.

Where is rent cheaper than Baltimore for a police officer?

Nearby Maryland cities with lower median rent include Gaithersburg ($1,803/mo), Middle River ($1,803/mo), Middle River ($1,802/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Maryland state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Baltimore, MD. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.