Can A Police Officer Afford Rent in O Fallon, MO?

Stretched but workable — rent takes 31.2% of gross income.

O Fallon rent: June 2026. Salary: BLS OEWS May 2024 (Missouri state estimate).

O Fallon median rent
$1,846/mo
Police Officer salary (Missouri)
$71,088/yr
Rent as % of income
31.2%
Gross monthly income works out to about $5,924, and the 30% rule supports up to $1,777/mo in rent. O Fallon's median rent of $1,846 exceeds that threshold by $69/mo, putting a police officer salary into the rent-burdened range here. A police officer works roughly 54 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These Missouri cities have lower median rent than O Fallon, which improves the affordability math on a police officer salary:

Ballwin, MO
$1,843/mo (31.1% of income)
Wentzville, MO
$1,842/mo (31.1% of income)
Kirkwood, MO
$1,840/mo (31.1% of income)

Compare with full rent data for O Fallon

View full rent data for O Fallon, MO

Frequently asked questions

Can a police officer afford rent in O Fallon, MO?

Median rent in O Fallon is $1,846 a month. A typical police officer in Missouri earns about $71,088 a year, which makes that rent 31.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a police officer afford in O Fallon?

Using the 30% rule, a police officer salary in Missouri (~$71,088/yr) supports up to $1,777 a month in rent. O Fallon's current median rent is $1,846/mo, which is $69/mo over the affordability threshold.

How many hours does a police officer work to cover rent in O Fallon?

At an hourly equivalent of about $34 an hour, a police officer in Missouri works roughly 54 hours a month to cover O Fallon's median rent of $1,846.

Where is rent cheaper than O Fallon for a police officer?

Nearby Missouri cities with lower median rent include Ballwin ($1,843/mo), Wentzville ($1,842/mo), Kirkwood ($1,840/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived Missouri state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for O Fallon, MO. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.