Can A Police Officer Afford Rent in Montclair, NJ?
Rent-burdened — rent takes 43.2% of gross income.
Montclair rent: September 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).
About rent and a police officer salary
The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.
Cheaper rent nearby
These New Jersey cities have lower median rent than Montclair, which improves the affordability math on a police officer salary:
Compare with full rent data for Montclair
View full rent data for Montclair, NJ →Frequently asked questions
Can a police officer afford rent in Montclair, NJ?
Median rent in Montclair is $3,114 a month. A typical police officer in New Jersey earns about $86,542 a year, which makes that rent 43.2% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a police officer afford in Montclair?
Using the 30% rule, a police officer salary in New Jersey (~$86,542/yr) supports up to $2,164 a month in rent. Montclair's current median rent is $3,114/mo, which is $950/mo over the affordability threshold.
How many hours does a police officer work to cover rent in Montclair?
At an hourly equivalent of about $42 an hour, a police officer in New Jersey works roughly 74.8 hours a month to cover Montclair's median rent of $3,114.
Where is rent cheaper than Montclair for a police officer?
Nearby New Jersey cities with lower median rent include Morristown ($3,113/mo), Palisades Park ($3,112/mo), Jackson ($3,109/mo). Each shifts the affordability math materially on a police officer salary.