Can A Police Officer Afford Rent in Cohoes, NY?

Comfortably affordable — rent takes 25.4% of gross income.

Cohoes rent: September 2026. Salary: BLS OEWS May 2024 (New York state estimate).

Cohoes median rent
$1,865/mo
Police Officer salary (New York)
$88,088/yr
Rent as % of income
25.4%
Gross monthly income works out to about $7,341, and the 30% rule supports up to $2,202/mo in rent. Cohoes's median rent of $1,865 leaves roughly $337/mo of headroom under that threshold. A police officer works roughly 44 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These New York cities have lower median rent than Cohoes, which improves the affordability math on a police officer salary:

Kingston, NY
$1,864/mo (25.4% of income)
Catskill, NY
$1,864/mo (25.4% of income)
Poughkeepsie, NY
$1,862/mo (25.4% of income)

Compare with full rent data for Cohoes

View full rent data for Cohoes, NY →

Frequently asked questions

Can a police officer afford rent in Cohoes, NY?

Median rent in Cohoes is $1,865 a month. A typical police officer in New York earns about $88,088 a year, which makes that rent 25.4% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Cohoes?

Using the 30% rule, a police officer salary in New York (~$88,088/yr) supports up to $2,202 a month in rent. Cohoes's current median rent is $1,865/mo, which leaves a $337/mo buffer.

How many hours does a police officer work to cover rent in Cohoes?

At an hourly equivalent of about $42 an hour, a police officer in New York works roughly 44 hours a month to cover Cohoes's median rent of $1,865.

Where is rent cheaper than Cohoes for a police officer?

Nearby New York cities with lower median rent include Kingston ($1,864/mo), Catskill ($1,864/mo), Poughkeepsie ($1,862/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived New York state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Cohoes, NY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.