Can A Police Officer Afford Rent in Oneonta, NY?

Comfortably affordable — rent takes 21% of gross income.

Oneonta rent: July 2026. Salary: BLS OEWS May 2024 (New York state estimate).

Oneonta median rent
$1,540/mo
Police Officer salary (New York)
$88,088/yr
Rent as % of income
21%
Gross monthly income works out to about $7,341, and the 30% rule supports up to $2,202/mo in rent. Oneonta's median rent of $1,540 leaves roughly $662/mo of headroom under that threshold. A police officer works roughly 36.4 hours a month to cover that rent.

About rent and a police officer salary

The gap between a police officer's base pay and the rent in the city they patrol is a widely tracked local affordability question. Many large-city departments now publish recruitment materials that include a local-rent comparison, because affordability has become a recruiting issue. At the national-average officer base pay, the 30% rule supports about $1,932 a month in rent. The per-city pages combine local rent with local officer-pay estimates to show where rent stays within that range.

Cheaper rent nearby

These New York cities have lower median rent than Oneonta, which improves the affordability math on a police officer salary:

Brockport, NY
$1,537/mo (20.9% of income)
Watervliet, NY
$1,535/mo (20.9% of income)
Rochester, NY
$1,532/mo (20.9% of income)

Compare with full rent data for Oneonta

View full rent data for Oneonta, NY

Frequently asked questions

Can a police officer afford rent in Oneonta, NY?

Median rent in Oneonta is $1,540 a month. A typical police officer in New York earns about $88,088 a year, which makes that rent 21% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a police officer afford in Oneonta?

Using the 30% rule, a police officer salary in New York (~$88,088/yr) supports up to $2,202 a month in rent. Oneonta's current median rent is $1,540/mo, which leaves a $662/mo buffer.

How many hours does a police officer work to cover rent in Oneonta?

At an hourly equivalent of about $42 an hour, a police officer in New York works roughly 36.4 hours a month to cover Oneonta's median rent of $1,540.

Where is rent cheaper than Oneonta for a police officer?

Nearby New York cities with lower median rent include Brockport ($1,537/mo), Watervliet ($1,535/mo), Rochester ($1,532/mo). Each shifts the affordability math materially on a police officer salary.

Methodology: Salary uses the BLS-derived New York state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Oneonta, NY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.