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City Report · NY

Oneonta

Pop. 15,045·94th most expensive in New York·Rental market data updated monthly for Oneonta, NY
Median rent (all units)
$1,554/mo
Year-over-Year
Stable
Month-over-Month
+7.9%
vs US Median
-$411
Rising (Monthly)
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Most AffordableMost Expensive
Oneonta · $1,554
More affordable than 72% of US cities · National median $1,965/mo
Affordability
31% of income
MODERATE
0%30% benchmark60%+

At $1,554/mo, rent takes about 31% of the local median household income, slightly above the 30% benchmark.

Income to afford
$62,000/yr
Local median income
$61,111/yr
Based on the 30%-of-income rule using Oneonta's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$850
1 BR
$990
2 BR
$1,220
3 BR
$1,480
4 BR+
$1,620
Research median
$1,220/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$18,648/yr
At $1,554/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +7.9% MoM), not inventory.
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Demographics

Who lives here

Oneonta, NY is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 47.4% of residents hold a bachelor's degree or higher.

Population
15,045
Median income
$61,111
Median age
23.1
Renters
54%
Age distribution
54.3%
15%
14.1%
Under 189.3%
18–3454.3%
35–5415%
55–647.3%
65+14.1%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
81.7%
White81.7%
Black5.8%
Hispanic7.8%
Asian2.5%
Other2.2%
Education (25+)
21.4%
26.2%
47.4%
No HS diploma5%
HS diploma21.4%
Some college26.2%
Bachelor's+47.4%
Housing tenure
46%
54%
Owner46%
Renter54%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Oneonta, NY has changed in 5 years

Income
$58,499 → $61,111
up 4.5%
Population
12,764 → 15,045
up 17.9%
Renter share
51.4% → 54%
+2.6 pts
Bachelor's+
45.9% → 47.4%
+1.5 pts
Median age
21.9 → 23.1
+1.2 yrs

Median household income rose from $58,499 to $61,111 between 2021 and 2024, a 4.5% shift. The population has grown by 17.9% since 2021, moving from about 12,764 residents to roughly 15,045. Renters now make up 54% of households, compared with 51.4% five years ago.

Community

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View Oneonta rent history (2015–2026) →
Salary vs rent

Can you afford rent in Oneonta on your salary?

At $1,554/mo, how Oneonta rent compares to typical pay (30% rule).

By apartment size

Oneonta rent by bedroom count

Median rent for each apartment size in Oneonta. Click any size for full breakdown.

Local insights

Tips for renters in Oneonta

About renting in Oneonta, NY

Last updated: July 20, 2026

The median rent in Oneonta is $1,554/mo as of July 2026. A studio apartment averages $850/mo while a 2-bedroom runs $1,220/mo. One-bedroom apartments average $990/mo and 3-bedroom units go for $1,480/mo.

At 31% of local median household income ($61,111/yr), Oneonta ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Oneonta an affordable city for renters?

Oneonta is considered moderate for renters. At $1,554/mo, rent takes approximately 31% of the local median household income ($61,111/yr). The standard benchmark is 30%. Oneonta slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Oneonta?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (~$30/hour full-time) to afford the median rent of $1,554/mo in Oneonta. The local median household income is $61,111/yr, meaning the typical Oneonta household falls short of that threshold.

Is rent going up or down in Oneonta?

Rent in Oneonta has been relatively stable over the past year, with a 0.0% change year over year as of July 2026.

How does Oneonta rent compare to other cities in New York?

Oneonta is one of the more affordable cities in New York for rent, ranking #94 out of 126 tracked cities at $1,554/mo.

Which nearby cities are cheaper to rent in than Oneonta?

Several nearby cities have lower median rents than Oneonta ($1,554/mo): Gloversville ($1,248/mo), Utica ($1,365/mo), Whitesboro ($1,394/mo).

What percentage of Oneonta residents rent vs. own?

According to Census data, approximately 54% of Oneonta households are renters, while 46% are owner-occupied. With a majority renter population, Oneonta has a strong rental market.

How does Oneonta rent compare to the national average?

Oneonta's median rent of $1,554/mo is $411 (21%) below the US national median of $1,965/mo. Within New York, it ranks #94 out of 126 tracked cities.
Income Affordability
31%
MODERATE

At $1,554/mo, rent takes ~31% of Oneonta's median household income ($61,111/yr). The standard benchmark is 30%.

Oneonta 31%Benchmark 30%
State income tax4–10.9%
Run the Oneonta affordability calculator →
Lowest-rent ZIP codes in Oneonta
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Oneonta, NY

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