Can A Real Estate Agent Afford Rent in Ottawa, IL?

Comfortably affordable — rent takes 25% of gross income.

Ottawa rent: June 2026. Salary: BLS OEWS May 2024 (Illinois state estimate).

Ottawa median rent
$1,391/mo
Real Estate Agent salary (Illinois)
$66,892/yr
Rent as % of income
25%
Gross monthly income works out to about $5,574, and the 30% rule supports up to $1,672/mo in rent. Ottawa's median rent of $1,391 leaves roughly $281/mo of headroom under that threshold. A real estate agent works roughly 43.3 hours a month to cover that rent.

About rent and a real estate agent salary

Real estate agent pay is commission-driven and varies widely with local market conditions. The BLS mean averages high and low producers. At the national-average agent salary, the 30% rule supports about $1,640 a month in rent — though successful agents in active markets earn well above this.

Cheaper rent nearby

These Illinois cities have lower median rent than Ottawa, which improves the affordability math on a real estate agent salary:

Swansea, IL
$1,390/mo (24.9% of income)
Saint Charles, IL
$1,390/mo (24.9% of income)
Cahokia, IL
$1,390/mo (24.9% of income)

Compare with full rent data for Ottawa

View full rent data for Ottawa, IL

Frequently asked questions

Can a real estate agent afford rent in Ottawa, IL?

Median rent in Ottawa is $1,391 a month. A typical real estate agent in Illinois earns about $66,892 a year, which makes that rent 25% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a real estate agent afford in Ottawa?

Using the 30% rule, a real estate agent salary in Illinois (~$66,892/yr) supports up to $1,672 a month in rent. Ottawa's current median rent is $1,391/mo, which leaves a $281/mo buffer.

How many hours does a real estate agent work to cover rent in Ottawa?

At an hourly equivalent of about $32 an hour, a real estate agent in Illinois works roughly 43.3 hours a month to cover Ottawa's median rent of $1,391.

Where is rent cheaper than Ottawa for a real estate agent?

Nearby Illinois cities with lower median rent include Swansea ($1,390/mo), Saint Charles ($1,390/mo), Cahokia ($1,390/mo). Each shifts the affordability math materially on a real estate agent salary.

Methodology: Salary uses the BLS-derived Illinois state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Ottawa, IL. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.