Can A Real Estate Agent Afford Rent in Owensboro, KY?

Comfortably affordable — rent takes 26.2% of gross income.

Owensboro rent: September 2026. Salary: BLS OEWS May 2024 (Kentucky state estimate).

Owensboro median rent
$1,259/mo
Real Estate Agent salary (Kentucky)
$57,710/yr
Rent as % of income
26.2%
Gross monthly income works out to about $4,809, and the 30% rule supports up to $1,443/mo in rent. Owensboro's median rent of $1,259 leaves roughly $184/mo of headroom under that threshold. A real estate agent works roughly 45.4 hours a month to cover that rent.

About rent and a real estate agent salary

Real estate agent pay is commission-driven and varies widely with local market conditions. The BLS mean averages high and low producers. At the national-average agent salary, the 30% rule supports about $1,640 a month in rent — though successful agents in active markets earn well above this.

Cheaper rent nearby

These Kentucky cities have lower median rent than Owensboro, which improves the affordability math on a real estate agent salary:

Fort Thomas, KY
$1,258/mo (26.2% of income)
Fort Thomas, KY
$1,258/mo (26.2% of income)
Fort Thomas, KY
$1,254/mo (26.1% of income)

Compare with full rent data for Owensboro

View full rent data for Owensboro, KY →

Frequently asked questions

Can a real estate agent afford rent in Owensboro, KY?

Median rent in Owensboro is $1,259 a month. A typical real estate agent in Kentucky earns about $57,710 a year, which makes that rent 26.2% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a real estate agent afford in Owensboro?

Using the 30% rule, a real estate agent salary in Kentucky (~$57,710/yr) supports up to $1,443 a month in rent. Owensboro's current median rent is $1,259/mo, which leaves a $184/mo buffer.

How many hours does a real estate agent work to cover rent in Owensboro?

At an hourly equivalent of about $28 an hour, a real estate agent in Kentucky works roughly 45.4 hours a month to cover Owensboro's median rent of $1,259.

Where is rent cheaper than Owensboro for a real estate agent?

Nearby Kentucky cities with lower median rent include Fort Thomas ($1,258/mo), Fort Thomas ($1,258/mo), Fort Thomas ($1,254/mo). Each shifts the affordability math materially on a real estate agent salary.

Methodology: Salary uses the BLS-derived Kentucky state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Owensboro, KY. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.