Can A Real Estate Agent Afford Rent in Temple, TX?

Comfortably affordable — rent takes 26.4% of gross income.

Temple rent: June 2026. Salary: BLS OEWS May 2024 (Texas state estimate).

Temple median rent
$1,428/mo
Real Estate Agent salary (Texas)
$64,924/yr
Rent as % of income
26.4%
Gross monthly income works out to about $5,410, and the 30% rule supports up to $1,623/mo in rent. Temple's median rent of $1,428 leaves roughly $195/mo of headroom under that threshold. A real estate agent works roughly 45.7 hours a month to cover that rent.

About rent and a real estate agent salary

Real estate agent pay is commission-driven and varies widely with local market conditions. The BLS mean averages high and low producers. At the national-average agent salary, the 30% rule supports about $1,640 a month in rent — though successful agents in active markets earn well above this.

Cheaper rent nearby

These Texas cities have lower median rent than Temple, which improves the affordability math on a real estate agent salary:

Sherman, TX
$1,427/mo (26.4% of income)
Stephenville, TX
$1,427/mo (26.4% of income)
Stephenville, TX
$1,426/mo (26.4% of income)

Compare with full rent data for Temple

View full rent data for Temple, TX

Frequently asked questions

Can a real estate agent afford rent in Temple, TX?

Median rent in Temple is $1,428 a month. A typical real estate agent in Texas earns about $64,924 a year, which makes that rent 26.4% of gross monthly income. Under the 30% rule, the answer is yes.

How much rent can a real estate agent afford in Temple?

Using the 30% rule, a real estate agent salary in Texas (~$64,924/yr) supports up to $1,623 a month in rent. Temple's current median rent is $1,428/mo, which leaves a $195/mo buffer.

How many hours does a real estate agent work to cover rent in Temple?

At an hourly equivalent of about $31 an hour, a real estate agent in Texas works roughly 45.7 hours a month to cover Temple's median rent of $1,428.

Where is rent cheaper than Temple for a real estate agent?

Nearby Texas cities with lower median rent include Sherman ($1,427/mo), Stephenville ($1,427/mo), Stephenville ($1,426/mo). Each shifts the affordability math materially on a real estate agent salary.

Methodology: Salary uses the BLS-derived Texas state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Temple, TX. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.