Can A Registered Nurse Afford Rent in Santa Monica, CA?

Stretched but workable — rent takes 37.9% of gross income.

Santa Monica rent: June 2026. Salary: BLS OEWS May 2024 (California state estimate).

Santa Monica median rent
$3,517/mo
Registered Nurse salary (California)
$111,486/yr
Rent as % of income
37.9%
Gross monthly income works out to about $9,291, and the 30% rule supports up to $2,787/mo in rent. Santa Monica's median rent of $3,517 exceeds that threshold by $730/mo, putting a registered nurse salary into the rent-burdened range here. A registered nurse works roughly 65.6 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These California cities have lower median rent than Santa Monica, which improves the affordability math on a registered nurse salary:

Granite Bay, CA
$3,516/mo (37.8% of income)
Marina, CA
$3,513/mo (37.8% of income)
Morgan Hill, CA
$3,512/mo (37.8% of income)

Compare with full rent data for Santa Monica

View full rent data for Santa Monica, CA

Frequently asked questions

Can a registered nurse afford rent in Santa Monica, CA?

Median rent in Santa Monica is $3,517 a month. A typical registered nurse in California earns about $111,486 a year, which makes that rent 37.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a registered nurse afford in Santa Monica?

Using the 30% rule, a registered nurse salary in California (~$111,486/yr) supports up to $2,787 a month in rent. Santa Monica's current median rent is $3,517/mo, which is $730/mo over the affordability threshold.

How many hours does a registered nurse work to cover rent in Santa Monica?

At an hourly equivalent of about $54 an hour, a registered nurse in California works roughly 65.6 hours a month to cover Santa Monica's median rent of $3,517.

Where is rent cheaper than Santa Monica for a registered nurse?

Nearby California cities with lower median rent include Granite Bay ($3,516/mo), Marina ($3,513/mo), Morgan Hill ($3,512/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived California state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Santa Monica, CA. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.