Can A Registered Nurse Afford Rent in Monmouth Beach, NJ?

Stretched but workable — rent takes 34.5% of gross income.

Monmouth Beach rent: June 2026. Salary: BLS OEWS May 2024 (New Jersey state estimate).

Monmouth Beach median rent
$3,042/mo
Registered Nurse salary (New Jersey)
$105,818/yr
Rent as % of income
34.5%
Gross monthly income works out to about $8,818, and the 30% rule supports up to $2,645/mo in rent. Monmouth Beach's median rent of $3,042 exceeds that threshold by $397/mo, putting a registered nurse salary into the rent-burdened range here. A registered nurse works roughly 59.8 hours a month to cover that rent.

About rent and a registered nurse salary

Rent is the single largest fixed cost most renters carry, and the rent-to-income ratio is the simplest measure of whether a city is livable on a given salary. For renters earning a typical registered-nurse income, the 30% rule supports about $2,360 a month in rent. That margin covers comfortable one-bedroom rent in the vast majority of US metros but tightens significantly in the highest-rent coastal cities, where rent can claim 40% or more of an RN paycheck. The per-city pages below show the local rent, the local nurse-pay estimate, and where that combination sits on the affordability scale.

Cheaper rent nearby

These New Jersey cities have lower median rent than Monmouth Beach, which improves the affordability math on a registered nurse salary:

Fort Lee, NJ
$3,034/mo (34.4% of income)
Jersey City, NJ
$3,033/mo (34.4% of income)
Ocean, NJ
$3,028/mo (34.3% of income)

Compare with full rent data for Monmouth Beach

View full rent data for Monmouth Beach, NJ

Frequently asked questions

Can a registered nurse afford rent in Monmouth Beach, NJ?

Median rent in Monmouth Beach is $3,042 a month. A typical registered nurse in New Jersey earns about $105,818 a year, which makes that rent 34.5% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.

How much rent can a registered nurse afford in Monmouth Beach?

Using the 30% rule, a registered nurse salary in New Jersey (~$105,818/yr) supports up to $2,645 a month in rent. Monmouth Beach's current median rent is $3,042/mo, which is $397/mo over the affordability threshold.

How many hours does a registered nurse work to cover rent in Monmouth Beach?

At an hourly equivalent of about $51 an hour, a registered nurse in New Jersey works roughly 59.8 hours a month to cover Monmouth Beach's median rent of $3,042.

Where is rent cheaper than Monmouth Beach for a registered nurse?

Nearby New Jersey cities with lower median rent include Fort Lee ($3,034/mo), Jersey City ($3,033/mo), Ocean ($3,028/mo). Each shifts the affordability math materially on a registered nurse salary.

Methodology: Salary uses the BLS-derived New Jersey state estimate from OEWS May 2024. Rent is the most recent ZORI monthly value for Monmouth Beach, NJ. Affordability applies the 30% rule (rent ≤ 30% of gross income). Real take-home varies with taxes, household composition, overtime, tips, and benefits.