Can A Retail Salesperson Afford Rent in Utica, NY?
Stretched but workable — rent takes 38.8% of gross income.
Utica rent: June 2026. Salary: BLS OEWS May 2024 (New York state estimate).
About rent and a retail salesperson salary
Retail pay sits below the rent threshold needed for solo apartment living in most US metros, which is the central tension behind the widely studied retail-housing affordability gap. At the national-average retail salary, the 30% rule supports about $927 a month in rent — below the median one-bedroom rent in nearly every metro tracked here. The per-city pages show which markets are least out of reach.
Cheaper rent nearby
These New York cities have lower median rent than Utica, which improves the affordability math on a retail salesperson salary:
Compare with full rent data for Utica
View full rent data for Utica, NY →Frequently asked questions
Can a retail salesperson afford rent in Utica, NY?
Median rent in Utica is $1,365 a month. A typical retail salesperson in New York earns about $42,260 a year, which makes that rent 38.8% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a retail salesperson afford in Utica?
Using the 30% rule, a retail salesperson salary in New York (~$42,260/yr) supports up to $1,057 a month in rent. Utica's current median rent is $1,365/mo, which is $308/mo over the affordability threshold.
How many hours does a retail salesperson work to cover rent in Utica?
At an hourly equivalent of about $20 an hour, a retail salesperson in New York works roughly 67.2 hours a month to cover Utica's median rent of $1,365.
Where is rent cheaper than Utica for a retail salesperson?
Nearby New York cities with lower median rent include Hamburg ($1,364/mo), Buffalo ($1,362/mo), Buffalo ($1,360/mo). Each shifts the affordability math materially on a retail salesperson salary.