At $1,392/mo, rent takes about 32% of the local median household income, slightly above the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,392 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Utica changed +3.6% over the year to September 2026. Across the 82 New York cities Zillow tracks, the typical change was +5.3%.
Rent rose in 7 of the last 12 months.
30% of the median household income ($52,484) is $1,312 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,115); a 3-bedroom is $1,345.
From Zillow's monthly rent index (ZORI) for Utica. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Utica, NY is roughly split between renters and owners, has a large share of families with children, has a median income below the national average, 22.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Utica, NY has changed in 5 years
Census figures show median household income at $52,484 today, compared with $43,509 five years earlier. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 19.4% to 22.4%.
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Can you afford rent in Utica on your salary?
At $1,392/mo, how Utica rent compares to typical pay (30% rule).
Utica rent by bedroom count
Median rent for each apartment size in Utica. Click any size for full breakdown.
Tips for renters in Utica
Last updated: October 17, 2026
The median rent in Utica is $1,392/mo as of October 2026. A studio apartment averages $885/mo while a 2-bedroom runs $1,115/mo. One-bedroom apartments average $895/mo and 3-bedroom units go for $1,345/mo.
At 32% of local median household income ($52,484/yr), Utica ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.6% over the past year.
Frequently asked questions
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Which nearby cities are cheaper to rent in than Utica?
At $1,392/mo, rent takes ~32% of Utica's median household income ($52,484/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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