At $1,431/mo, rent takes about 33% of the local median household income, slightly above the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,431 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: August 17, 2026
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Who lives here
Utica, NY is roughly split between renters and owners, has a large share of families with children, has a median income below the national average, 22.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Utica, NY has changed in 5 years
Census figures show median household income at $52,484 today, compared with $43,509 five years earlier. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 19.4% to 22.4%.
Discussions about Utica
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Can you afford rent in Utica on your salary?
At $1,431/mo, how Utica rent compares to typical pay (30% rule).
Utica rent by bedroom count
Median rent for each apartment size in Utica. Click any size for full breakdown.
Tips for renters in Utica
Last updated: August 17, 2026
The median rent in Utica is $1,431/mo as of August 2026. A studio apartment averages $885/mo while a 2-bedroom runs $1,115/mo. One-bedroom apartments average $895/mo and 3-bedroom units go for $1,345/mo.
At 33% of local median household income ($52,484/yr), Utica ranks as moderate compared to the national benchmark of 30%. Rents have increased 15.4% over the past year.
Frequently asked questions
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What percentage of Utica residents rent vs. own?
How does Utica rent compare to the national average?
At $1,431/mo, rent takes ~33% of Utica's median household income ($52,484/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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