Can A Waiter or Waitress Afford Rent in Cohoes, NY?
Rent-burdened — rent takes 50.9% of gross income.
Cohoes rent: July 2026. Salary: BLS OEWS May 2024 (New York state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These New York cities have lower median rent than Cohoes, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Cohoes
View full rent data for Cohoes, NY →Frequently asked questions
Can a waiter or waitress afford rent in Cohoes, NY?
Median rent in Cohoes is $1,768 a month. A typical waiter or waitress in New York earns about $41,644 a year, which makes that rent 50.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Cohoes?
Using the 30% rule, a waiter or waitress salary in New York (~$41,644/yr) supports up to $1,041 a month in rent. Cohoes's current median rent is $1,768/mo, which is $727/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Cohoes?
At an hourly equivalent of about $20 an hour, a waiter or waitress in New York works roughly 88.3 hours a month to cover Cohoes's median rent of $1,768.
Where is rent cheaper than Cohoes for a waiter or waitress?
Nearby New York cities with lower median rent include Webster ($1,761/mo), Camillus ($1,760/mo), Fairport ($1,759/mo). Each shifts the affordability math materially on a waiter or waitress salary.