Can A Waiter or Waitress Afford Rent in Kettering, OH?
Rent-burdened — rent takes 47.7% of gross income.
Kettering rent: June 2026. Salary: BLS OEWS May 2024 (Ohio state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Ohio cities have lower median rent than Kettering, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Kettering
View full rent data for Kettering, OH →Frequently asked questions
Can a waiter or waitress afford rent in Kettering, OH?
Median rent in Kettering is $1,366 a month. A typical waiter or waitress in Ohio earns about $34,338 a year, which makes that rent 47.7% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Kettering?
Using the 30% rule, a waiter or waitress salary in Ohio (~$34,338/yr) supports up to $858 a month in rent. Kettering's current median rent is $1,366/mo, which is $508/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Kettering?
At an hourly equivalent of about $17 an hour, a waiter or waitress in Ohio works roughly 82.7 hours a month to cover Kettering's median rent of $1,366.
Where is rent cheaper than Kettering for a waiter or waitress?
Nearby Ohio cities with lower median rent include Fairborn ($1,365/mo), Garfield Heights ($1,365/mo), Mason ($1,364/mo). Each shifts the affordability math materially on a waiter or waitress salary.