Can A Waiter or Waitress Afford Rent in Stephenville, TX?
Comfortably affordable — rent takes 29.8% of gross income.
Stephenville rent: July 2026. Salary: BLS OEWS May 2024 (Texas state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Texas cities have lower median rent than Stephenville, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Stephenville
View full rent data for Stephenville, TX →Frequently asked questions
Can a waiter or waitress afford rent in Stephenville, TX?
Median rent in Stephenville is $899 a month. A typical waiter or waitress in Texas earns about $36,165 a year, which makes that rent 29.8% of gross monthly income. Under the 30% rule, the answer is yes.
How much rent can a waiter or waitress afford in Stephenville?
Using the 30% rule, a waiter or waitress salary in Texas (~$36,165/yr) supports up to $904 a month in rent. Stephenville's current median rent is $899/mo, which leaves a $5/mo buffer.
How many hours does a waiter or waitress work to cover rent in Stephenville?
At an hourly equivalent of about $17 an hour, a waiter or waitress in Texas works roughly 51.7 hours a month to cover Stephenville's median rent of $899.
Where is rent cheaper than Stephenville for a waiter or waitress?
Nearby Texas cities with lower median rent include Paris ($890/mo), Harlingen ($876/mo), Clute ($869/mo). Each shifts the affordability math materially on a waiter or waitress salary.