Can A Waiter or Waitress Afford Rent in Temple, TX?
Rent-burdened — rent takes 45.9% of gross income.
Temple rent: September 2026. Salary: BLS OEWS May 2024 (Texas state estimate).
About rent and a waiter or waitress salary
Declared server pay (base plus reported tips) sits below the rent threshold needed for a one-bedroom apartment in most US cities, which is why the server workforce tends to live in shared housing. Actual tip income varies widely and can push real take-home well above the BLS figure, particularly in fine-dining and high-volume restaurants. At the national-average declared server salary, the 30% rule supports about $913 a month in rent. The per-city pages show which markets keep rent within that range.
Cheaper rent nearby
These Texas cities have lower median rent than Temple, which improves the affordability math on a waiter or waitress salary:
Compare with full rent data for Temple
View full rent data for Temple, TX →Frequently asked questions
Can a waiter or waitress afford rent in Temple, TX?
Median rent in Temple is $1,383 a month. A typical waiter or waitress in Texas earns about $36,165 a year, which makes that rent 45.9% of gross monthly income. Under the 30% rule, the answer is no — rent exceeds the 30% threshold.
How much rent can a waiter or waitress afford in Temple?
Using the 30% rule, a waiter or waitress salary in Texas (~$36,165/yr) supports up to $904 a month in rent. Temple's current median rent is $1,383/mo, which is $479/mo over the affordability threshold.
How many hours does a waiter or waitress work to cover rent in Temple?
At an hourly equivalent of about $17 an hour, a waiter or waitress in Texas works roughly 79.5 hours a month to cover Temple's median rent of $1,383.
Where is rent cheaper than Temple for a waiter or waitress?
Nearby Texas cities with lower median rent include Pasadena ($1,382/mo), Texarkana ($1,382/mo), Jersey Village ($1,382/mo). Each shifts the affordability math materially on a waiter or waitress salary.