ZIP Code · MA

ZIP 02139

Pop. 40,033·Middlesex County·20th most expensive ZIP in Massachusetts
Median rent (all units)
$3,379/mo
Year-over-Year
+3.5%
Month-over-Month
Stable
vs US Median
+$1,447
Reported rents
Stable (Monthly)
Be the first to discuss 02139 rents ↓
Most AffordableMost Expensive
ZIP 02139 · $3,379
More expensive than 95% of US ZIP codes · National median $1,932/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$3,210
1 BR
$3,370
2 BR
$4,000
3 BR
$4,800
4 BR+
$5,300
Research median
$4,000/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 02139 usually run 3.5% below trend in December and 2.9% above it in June, about $216 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 02139 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of Massachusetts

Rent in ZIP 02139 changed +3.5% over the year to September 2026. Across the 140 Massachusetts ZIP codes Zillow tracks, the typical change was +3.0%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 02139 rose 23% while median household income rose 28.1% ($105,061 to $134,586). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 02139 is 26% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($134,586) is $3,365 a month. That covers HUD's Fair Market Rent for up to a studio ($3,210); a 1-bedroom is $3,370.

Rank in Cambridge

3rd cheapest of 5 ZIP codes in Cambridge.

Cheaper nearby

ZIP 02134, 1 mile away, rents for 13% less ($2,934/mo), about $5,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 02139. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$40,548/yr
At $3,379/mo median
Location
StateMA
CountyMiddlesex County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.5% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 02139 (Cambridge, MA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 79.5% of residents hold a bachelor's degree or higher.

Population
40,033
Median income
$134,586
Median age
30
Renters
67.8%
Age distribution
51.3%
19.2%
Under 1811%
18–3451.3%
35–5419.2%
55–647.1%
65+11.4%
Gender
51.8%
48.2%
Male51.8%
Female48.2%
Race & ethnicity
52.4%
22.1%
White52.4%
Black11.3%
Hispanic8.5%
Asian22.1%
Other5.7%
Education (25+)
79.5%
No HS diploma4.8%
HS diploma6.5%
Some college9.2%
Bachelor's+79.5%
Housing tenure
32.2%
67.8%
Owner32.2%
Renter67.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 02139 in Cambridge, MA has changed in 5 years

Rent
$2,485 → $3,379
up 36.0%
Income
$113,374 → $134,586
up 18.7%
Population
39,707 → 40,033
up 0.8%
Renter share
65.7% → 67.8%
+2.1 pts
Bachelor's+
77.2% → 79.5%
+2.3 pts

The median rent in ZIP 02139 in Cambridge, MA stood at $2,485 in 2021 and currently runs about $3,379, reflecting a 36.0% increase over the period. Median household income rose from $113,374 to $134,586 between 2021 and 2024, a 18.7% shift. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. Renters now make up 67.8% of households, compared with 65.7% five years ago. College-educated residents now make up 79.5% of adults here, versus 77.2% in 2021. Taken together, the five-year picture in ZIP 02139 in Cambridge, MA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about ZIP 02139

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 02139

About renting in ZIP 02139

Last updated: October 17, 2026

ZIP code 02139 covers Cambridge, MA. The median rent here is $3,379/mo as of October 2026. A 1-bedroom rents for a median of $3,370/mo. A 2-bedroom rents for a median of $4,000/mo.

At 30% of local median household income ($134,586/yr), ZIP 02139 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 02139?

To keep rent at or below 30% of gross income, you would need to earn at least $135,000/year (about $65/hour full-time) to afford the median rent of $3,379/mo in ZIP 02139. The local median household income is $134,586/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 02139?

Rent in ZIP 02139 has risen 3.5% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 02139?

Asking rents in ZIP 02139 are usually lowest in December, about 3.5% below their yearly trend, and highest in June, about 2.9% above it. At today's median that is a gap of roughly $216 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 02139?

No. From 2019 to 2024, rent in ZIP 02139 rose 23% while median household income rose 28.1%, from $105,061 to $134,586. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 02139 compare to other ZIPs in Massachusetts?

ZIP 02139 is one of the pricier among Massachusetts ZIP codes for rent, ranking #20 of 164 at $3,379/mo. Over the year to September 2026, rent in ZIP 02139 changed +3.5%, against a typical +3.0% across the 140 Massachusetts ZIP codes Zillow tracks.

How does ZIP 02139 compare to the rest of Cambridge?

At $3,379/mo, ZIP 02139 is $59 below the Cambridge citywide median of $3,438/mo. It is the 3rd cheapest of 5 ZIP codes in Cambridge.
Income Affordability
30%
MODERATE

At $3,379/mo, rent takes ~30% of ZIP 02139's median household income ($134,586/yr). The standard benchmark is 30%.

ZIP 02139 30%Benchmark 30%
State income tax5%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 02139 (Cambridge, MA)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.