ZIP Code · NJ

ZIP 07026

Part of Garfield, NJ

Pop. 32,783·Bergen County·119th most expensive ZIP in New Jersey

Median rent (all units)

$2,433/mo

Year-over-Year

+8.8%

Month-over-Month

+0.9%

vs US Median

+$501

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 07026 · $2,433

More expensive than 78% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,630

1 BR

$1,860

2 BR

$2,130

3 BR

$2,600

4 BR+

$3,320

Research median

$2,130/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 07026 is at its highest level since Zillow's records here began in March 2022.

Past year vs. the rest of New Jersey

Rent in ZIP 07026 changed +8.8% over the year to September 2026. Across the 149 New Jersey ZIP codes Zillow tracks, the typical change was +2.8%.

Recent direction

Rent has risen 4 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($79,700) is $1,993 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,860); a 2-bedroom is $2,130.

Cheaper nearby

ZIP 07055, 2 miles away, rents for 16% less ($2,055/mo), about $4,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 07026. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$29,196/yr

At $2,433/mo median

Location

CityGarfield

StateNJ

CountyBergen County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 8.8% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+8.8% YoY, +0.9% MoM), not inventory.

Demographics

Who lives here

ZIP 07026 (Garfield, NJ) is majority renter-occupied, 25.8% of residents hold a bachelor's degree or higher.

Population

32,783

Median income

$79,700

Median age

38.8

Renters

55.3%

Age distribution

20.5%

24%

29.8%

14.7%

Under 1820.5%

18–3424%

35–5429.8%

55–6411.1%

65+14.7%

Gender

49.3%

50.7%

Male49.3%

Female50.7%

Race & ethnicity

50.4%

47.3%

White50.4%

Black6.2%

Hispanic47.3%

Asian3.8%

Education (25+)

14.2%

37.6%

22.3%

25.8%

No HS diploma14.2%

HS diploma37.6%

Some college22.3%

Bachelor's+25.8%

Housing tenure

44.7%

55.3%

Owner44.7%

Renter55.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 07026 in Garfield, NJ has changed in 5 years

Rent

$1,716 → $2,433

up 41.8%

Income

$66,296 → $79,700

up 20.2%

Population

32,481 → 32,783

up 0.9%

Renter share

55% → 55.3%

+0.3 pts

Bachelor's+

23.2% → 25.8%

+2.6 pts

Median age

38.3 → 38.8

+0.5 yrs

Across the past five years, the going rent in ZIP 07026 in Garfield, NJ has shifted from $1,716 to $2,433, up 41.8% since 2022. Median household income climbed from $66,296 to $79,700 between 2021 and 2024, a 20.2% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 23.2% to 25.8% across the same window. Taken together, the five-year picture in ZIP 07026 in Garfield, NJ reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 07026

Last updated: October 17, 2026

ZIP code 07026 covers Garfield, NJ. The median rent here is $2,433/mo as of October 2026. A 1-bedroom rents for a median of $1,860/mo. A 2-bedroom rents for a median of $2,130/mo.

At 37% of local median household income ($79,700/yr), ZIP 07026 ranks as moderate compared to the national benchmark of 30%. Rents have increased 8.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 07026?

To keep rent at or below 30% of gross income, you would need to earn at least $97,000/year (about $47/hour full-time) to afford the median rent of $2,433/mo in ZIP 07026. The local median household income is $79,700/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 07026?

Rent in ZIP 07026 has risen 8.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in March 2022.

How does ZIP 07026 compare to other ZIPs in New Jersey?

ZIP 07026 is in the middle among New Jersey ZIP codes for rent, ranking #119 of 209 at $2,433/mo. Over the year to September 2026, rent in ZIP 07026 changed +8.8%, against a typical +2.8% across the 149 New Jersey ZIP codes Zillow tracks.