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ZIP Code · NJ

ZIP 07644

Part of Lodi, NJ
Pop. 26,082·Bergen County·144th most expensive ZIP in New Jersey
Median rent (all units)
$2,343/mo
Year-over-Year
+7.6%
Month-over-Month
-0.5%
vs US Median
+$378
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 07644 · $2,343
More expensive than 74% of US ZIP codes · National median $1,965/mo
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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,680
1 BR
$1,920
2 BR
$2,200
3 BR
$2,680
4 BR+
$3,420
Research median
$2,200/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$28,116/yr
At $2,343/mo median
Location
CityLodi
StateNJ
CountyBergen County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.6% YoY, -0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 07644 (Lodi, NJ) is majority renter-occupied, 29.6% of residents hold a bachelor's degree or higher.

Population
26,082
Median income
$89,305
Median age
41.1
Renters
57.6%
Age distribution
18.7%
22.7%
28.2%
16.8%
13.6%
Under 1818.7%
18–3422.7%
35–5428.2%
55–6416.8%
65+13.6%
Gender
47%
53%
Male47%
Female53%
Race & ethnicity
48.9%
39%
White48.9%
Black8.4%
Hispanic39%
Asian6.7%
Education (25+)
13.5%
29.9%
27%
29.6%
No HS diploma13.5%
HS diploma29.9%
Some college27%
Bachelor's+29.6%
Housing tenure
42.4%
57.6%
Owner42.4%
Renter57.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 07644 in Lodi, NJ has changed in 5 years

Income
$70,821 → $89,305
up 26.1%
Population
25,983 → 26,082
up 0.4%
Renter share
58.3% → 57.6%
-0.7 pts
Bachelor's+
28.4% → 29.6%
+1.2 pts
Median age
38.3 → 41.1
+2.8 yrs

On the earnings side, the typical household in ZIP 07644 in Lodi, NJ now reports about $89,305, up from $70,821 in 2021.

Community

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Local insights

Tips for renters in ZIP 07644

About renting in ZIP 07644

Last updated: July 20, 2026

ZIP code 07644 covers Lodi, NJ. The median rent here is $2,343/mo as of July 2026. A 1-bedroom rents for a median of $1,920/mo. A 2-bedroom rents for a median of $2,200/mo.

At 31% of local median household income ($89,305/yr), ZIP 07644 ranks as moderate compared to the national benchmark of 30%. Rents have increased 7.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 07644?

As of July 20, 2026, the median monthly rent in ZIP 07644 (Lodi, NJ) is $2,343. This is based on aggregated data from public sources and community submissions.

How does ZIP 07644 rent compare to the US average?

ZIP 07644's median rent of $2,343/mo is $378 (19%) above the US national median of $1,965/mo.

How does ZIP 07644 compare to other ZIPs in New Jersey?

ZIP 07644 is among the more affordable ZIP codes in New Jersey, ranking #144 out of 212 ZIPs at $2,343/mo.

How much income do you need to rent in ZIP 07644?

To keep rent at or below 30% of gross income, you would need to earn at least $94,000/year (~$45/hour full-time) to afford the median rent of $2,343/mo in ZIP 07644. The local median household income is $89,305/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 07644?

Rent in ZIP 07644 has increased 7.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 07644 an affordable place to rent?

ZIP 07644 is considered moderate for renters. At $2,343/mo, rent takes approximately 31% of the local median household income ($89,305/yr). The standard benchmark is 30%. ZIP 07644 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 07644 residents rent vs. own?

According to Census data, approximately 57.6% of ZIP 07644 households are renters, while 42.4% are owner-occupied. With a majority renter population, ZIP 07644 has a strong rental market.

How does ZIP 07644 compare to the rest of Lodi?

ZIP 07644 sits right at the Lodi citywide median of $2,343/mo.

When was rent data for ZIP 07644 last updated?

Rent data for ZIP 07644 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
31%
MODERATE

At $2,343/mo, rent takes ~31% of ZIP 07644's median household income ($89,305/yr). The standard benchmark is 30%.

ZIP 07644 31%Benchmark 30%
State income tax1.4–10.75%
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Schools nearby

Public schools near ZIP 07644 (Lodi, NJ)

Recent submissions

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