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ZIP Code · NJ

ZIP 07645

Part of Montvale, NJ
Pop. 8,901·Bergen County·7th most expensive ZIP in New Jersey
Median rent (all units)
$4,257/mo
Year-over-Year
Stable
Month-over-Month
+0.7%
vs US Median
+$2,292
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 07645 · $4,257
More expensive than 98% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,170
1 BR
$2,470
2 BR
$2,840
3 BR
$3,460
4 BR+
$4,420
Research median
$2,840/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$51,084/yr
At $4,257/mo median
Location
StateNJ
CountyBergen County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, +0.7% MoM), not inventory.
Demographics

Who lives here

ZIP 07645 (Montvale, NJ) is majority owner-occupied, has a median income above the national average, 55% of residents hold a bachelor's degree or higher.

Population
8,901
Median income
$178,269
Median age
40.1
Renters
20%
Age distribution
24.4%
14.6%
30.5%
12.1%
18.4%
Under 1824.4%
18–3414.6%
35–5430.5%
55–6412.1%
65+18.4%
Gender
48.6%
51.4%
Male48.6%
Female51.4%
Race & ethnicity
71.9%
13.8%
White71.9%
Black5.2%
Hispanic8.9%
Asian13.8%
Education (25+)
13.9%
26.6%
55%
No HS diploma4.5%
HS diploma13.9%
Some college26.6%
Bachelor's+55%
Housing tenure
80%
20%
Owner80%
Renter20%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 07645 in Montvale, NJ has changed in 5 years

Income
$163,170 → $178,269
up 9.3%
Population
8,413 → 8,901
up 5.8%
Renter share
12% → 20%
+8.0 pts
Bachelor's+
58.6% → 55%
-3.6 pts
Median age
43.1 → 40.1
-3.0 yrs

Local incomes tracked alongside that move, going from a median of $163,170 in 2021 to $178,269 more recently. Headcount in the area went from 8,413 to 8,901 between 2021 and 2024, a 5.8% change. About 20% of households rent today, against 12% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 58.6% to 55%.

Community

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Local insights

Tips for renters in ZIP 07645

About renting in ZIP 07645

Last updated: July 20, 2026

ZIP code 07645 covers Montvale, NJ. The median rent here is $4,257/mo as of July 2026. A 1-bedroom rents for a median of $2,470/mo. A 2-bedroom rents for a median of $2,840/mo.

At 29% of local median household income ($178,269/yr), ZIP 07645 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 07645?

As of July 20, 2026, the median monthly rent in ZIP 07645 (Montvale, NJ) is $4,257. This is based on aggregated data from public sources and community submissions.

How does ZIP 07645 rent compare to the US average?

ZIP 07645's median rent of $4,257/mo is $2,292 (117%) above the US national median of $1,965/mo.

How does ZIP 07645 compare to other ZIPs in New Jersey?

ZIP 07645 is one of the pricier ZIP codes in New Jersey, ranking #7 out of 212 ZIPs tracked at $4,257/mo.

How much income do you need to rent in ZIP 07645?

To keep rent at or below 30% of gross income, you would need to earn at least $170,000/year (~$82/hour full-time) to afford the median rent of $4,257/mo in ZIP 07645. The local median household income is $178,269/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 07645?

Rent in ZIP 07645 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 07645 an affordable place to rent?

ZIP 07645 is considered affordable for renters. At $4,257/mo, rent takes approximately 29% of the local median household income ($178,269/yr). The standard benchmark is 30%. ZIP 07645 falls comfortably within that range.

What percentage of ZIP 07645 residents rent vs. own?

According to Census data, approximately 20% of ZIP 07645 households are renters, while 80% are owner-occupied. ZIP 07645 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 07645 compare to the rest of Montvale?

ZIP 07645 sits right at the Montvale citywide median of $4,257/mo.

When was rent data for ZIP 07645 last updated?

Rent data for ZIP 07645 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
29%
AFFORDABLE

At $4,257/mo, rent takes ~29% of ZIP 07645's median household income ($178,269/yr). The standard benchmark is 30%.

ZIP 07645 29%Benchmark 30%
State income tax1.4–10.75%
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Schools nearby

Public schools near ZIP 07645 (Montvale, NJ)

Recent submissions

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