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ZIP Code · NJ

ZIP 08401

Pop. 38,925·Atlantic County·202nd most expensive ZIP in New Jersey
Median rent (all units)
$1,765/mo
Year-over-Year
-10.1%
Month-over-Month
-6.5%
vs US Median
-$200
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 08401 · $1,765
More affordable than 54% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,170
1 BR
$1,330
2 BR
$1,620
3 BR
$2,240
4 BR+
$2,470
Research median
$1,620/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,180/yr
At $1,765/mo median
Location
StateNJ
CountyAtlantic County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 10.1% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-10.1% YoY, -6.5% MoM), not inventory.
Demographics

Who lives here

ZIP 08401 (Atlantic City, NJ) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 22.4% of residents hold a bachelor's degree or higher.

Population
38,925
Median income
$41,126
Median age
37.8
Renters
69.8%
Age distribution
25.4%
20.7%
22.9%
14.5%
16.5%
Under 1825.4%
18–3420.7%
35–5422.9%
55–6414.5%
65+16.5%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
19.6%
30.6%
31.7%
15.4%
White19.6%
Black30.6%
Hispanic31.7%
Asian15.4%
Other2.7%
Education (25+)
22%
32%
23.6%
22.4%
No HS diploma22%
HS diploma32%
Some college23.6%
Bachelor's+22.4%
Housing tenure
30.2%
69.8%
Owner30.2%
Renter69.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 08401 in Atlantic City, NJ has changed in 5 years

Income
$29,789 → $41,126
up 38.1%
Population
38,496 → 38,925
up 1.1%
Renter share
72.1% → 69.8%
-2.3 pts
Bachelor's+
18.5% → 22.4%
+3.9 pts

Census figures show median household income at $41,126 today, compared with $29,789 five years earlier. The population has grown by 1.1% since 2021, moving from about 38,496 residents to roughly 38,925. Renters now make up 69.8% of households, compared with 72.1% five years ago. College-educated residents now make up 22.4% of adults here, versus 18.5% in 2021.

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Local insights

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About renting in ZIP 08401

Last updated: July 20, 2026

ZIP code 08401 covers Atlantic City, NJ. The median rent here is $1,765/mo as of July 2026. A 1-bedroom rents for a median of $1,330/mo. A 2-bedroom rents for a median of $1,620/mo.

At 52% of local median household income ($41,126/yr), ZIP 08401 ranks as expensive compared to the national benchmark of 30%. Rents have decreased 10.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 08401?

As of July 20, 2026, the median monthly rent in ZIP 08401 (Atlantic City, NJ) is $1,765. This is based on aggregated data from public sources and community submissions.

How does ZIP 08401 rent compare to the US average?

ZIP 08401's median rent of $1,765/mo is $200 (10%) below the US national median of $1,965/mo.

How does ZIP 08401 compare to other ZIPs in New Jersey?

ZIP 08401 is among the more affordable ZIP codes in New Jersey, ranking #202 out of 212 ZIPs at $1,765/mo.

How much income do you need to rent in ZIP 08401?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (~$34/hour full-time) to afford the median rent of $1,765/mo in ZIP 08401. The local median household income is $41,126/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 08401?

Rent in ZIP 08401 has decreased 10.1% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 08401 an affordable place to rent?

ZIP 08401 is considered expensive for renters. At $1,765/mo, rent takes approximately 52% of the local median household income ($41,126/yr). The standard benchmark is 30%. ZIP 08401 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 08401 residents rent vs. own?

According to Census data, approximately 69.8% of ZIP 08401 households are renters, while 30.2% are owner-occupied. With a majority renter population, ZIP 08401 has a strong rental market.

How does ZIP 08401 compare to the rest of Atlantic City?

ZIP 08401 sits right at the Atlantic City citywide median of $1,765/mo.

When was rent data for ZIP 08401 last updated?

Rent data for ZIP 08401 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
52%
EXPENSIVE

At $1,765/mo, rent takes ~52% of ZIP 08401's median household income ($41,126/yr). The standard benchmark is 30%.

ZIP 08401 52%Benchmark 30%
State income tax1.4–10.75%
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Schools nearby

Public schools near ZIP 08401 (Atlantic City, NJ)

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