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ZIP Code · NY

ZIP 10038

Part of New York, NY
Pop. 22,235·New York County·26th most expensive ZIP in New York
Median rent (all units)
$4,716/mo
Year-over-Year
+1.2%
Month-over-Month
-2.3%
vs US Median
+$2,786
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 10038 · $4,716
More expensive than 99% of US ZIP codes · National median $1,930/mo
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Medians by bedroom

Rent by unit size

Studio
$3,800
1 BR
$3,990
2 BR
$4,370
3 BR
$5,470
4 BR+
$5,950
Research median
$4,370/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: May 18, 2026

Annual cost
$56,592/yr
At $4,716/mo median
Location
StateNY
CountyNew York County
Demographics

Who lives here

ZIP 10038 (New York, NY) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 62.8% of residents hold a bachelor's degree or higher.

Population
22,235
Median income
$105,419
Median age
33.1
Renters
68.4%
Age distribution
12.4%
40.3%
21.1%
16.3%
Under 1812.4%
18–3440.3%
35–5421.1%
55–649.8%
65+16.3%
Gender
42%
58%
Male42%
Female58%
Race & ethnicity
46.5%
29%
White46.5%
Black10.6%
Hispanic11.4%
Asian29%
Other2.5%
Education (25+)
15.6%
62.8%
No HS diploma15.6%
HS diploma11.2%
Some college10.5%
Bachelor's+62.8%
Housing tenure
31.6%
68.4%
Owner31.6%
Renter68.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10038 in New York, NY has changed in 5 years

Rent
$3,144 → $4,716
up 50.0%
Income
$99,924 → $105,419
up 5.5%
Population
23,356 → 22,235
down 4.8%
Renter share
71.4% → 68.4%
-3.0 pts
Bachelor's+
62.1% → 62.8%
+0.7 pts
Median age
35.1 → 33.1
-2.0 yrs

Five years ago, renters in ZIP 10038 in New York, NY paid around $3,144 a month. That figure now sits near $4,716, up 50.0% from the 2021 baseline. Household income in the area moved from $99,924 to $105,419 across the same window, up 5.5% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 10038 in New York, NY losing about 1,121 residents over the five-year window, down 4.8% on net. The renter share has eased from 71.4% to 68.4%, with owner-occupied housing accounting for the remainder. Reading these numbers side by side helps frame whether current listings in ZIP 10038 in New York, NY look reasonable against where the market sat half a decade ago.

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About renting in ZIP 10038

Last updated: May 18, 2026

ZIP code 10038 covers New York, NY. The median rent here is $4,716/mo as of May 2026. A 1-bedroom rents for a median of $3,990/mo. A 2-bedroom rents for a median of $4,370/mo.

At 54% of local median household income ($105,419/yr), ZIP 10038 ranks as expensive compared to the national benchmark of 30%. Rents have increased 1.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 10038?

As of May 18, 2026, the median monthly rent in ZIP 10038 (New York, NY) is $4,716. This is based on aggregated data from public sources and community submissions.

How does ZIP 10038 rent compare to the US average?

ZIP 10038's median rent of $4,716/mo is $2,786 (144%) above the US national median of $1,930/mo.

How does ZIP 10038 compare to other ZIPs in New York?

ZIP 10038 is one of the pricier ZIP codes in New York, ranking #26 out of 348 ZIPs tracked at $4,716/mo.

How much income do you need to rent in ZIP 10038?

To keep rent at or below 30% of gross income, you would need to earn at least $189,000/year (~$91/hour full-time) to afford the median rent of $4,716/mo in ZIP 10038. The local median household income is $105,419/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 10038?

Rent in ZIP 10038 has increased 1.2% over the past year as of May 18, 2026, putting upward pressure on renter budgets.

Is ZIP 10038 an affordable place to rent?

ZIP 10038 is considered expensive for renters. At $4,716/mo, rent takes approximately 54% of the local median household income ($105,419/yr). The standard benchmark is 30%. ZIP 10038 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 10038 residents rent vs. own?

According to Census data, approximately 68.4% of ZIP 10038 households are renters, while 31.6% are owner-occupied. With a majority renter population, ZIP 10038 has a strong rental market.

How does ZIP 10038 compare to the rest of New York?

ZIP 10038 is pricier than New York as a whole. At $4,716/mo, it's $789 above the New York citywide median of $3,927/mo.

When was rent data for ZIP 10038 last updated?

Rent data for ZIP 10038 reflects May 18, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Affordability
54%
EXPENSIVE

At $4,716/mo, rent takes ~54% of ZIP 10038's median household income ($105,419/yr). The standard benchmark is 30%.

ZIP 10038 54%Benchmark 30%
State income tax4–10.9%
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