ZIP Code · NY

ZIP 10314

Part of New York, NY
Pop. 93,915·Richmond County·198th most expensive ZIP in New York
Median rent (all units)
$2,515/mo
Year-over-Year
+7.0%
Month-over-Month
Stable
vs US Median
+$583
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 10314 · $2,515
More expensive than 80% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,510
1 BR
$2,640
2 BR
$2,890
3 BR
$3,620
4 BR+
$3,930
Research median
$2,890/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

April. Asking rents in ZIP 10314 usually run 1.4% below trend in April and 1% above it in August, about $60 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 10314 is at its highest level since Zillow's records here began in March 2021.

Past year vs. the rest of New York

Rent in ZIP 10314 changed +7.0% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has risen 9 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($104,613) is $2,615 a month. That covers HUD's Fair Market Rent for up to a studio ($2,510); a 1-bedroom is $2,640.

Rank in New York

12th cheapest of 145 ZIP codes in New York.

Cheaper nearby

ZIP 10308, 3 miles away, rents for 14% less ($2,167/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10314. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$30,180/yr
At $2,515/mo median
Location
StateNY
CountyRichmond County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.0% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 10314 (New York, NY) is majority owner-occupied, has a median income above the national average, 37.6% of residents hold a bachelor's degree or higher.

Population
93,915
Median income
$104,613
Median age
41
Renters
27.1%
Age distribution
21.5%
21.4%
24.8%
12.5%
19.8%
Under 1821.5%
18–3421.4%
35–5424.8%
55–6412.5%
65+19.8%
Gender
48.6%
51.4%
Male48.6%
Female51.4%
Race & ethnicity
63.3%
14.8%
18.2%
White63.3%
Black3.8%
Hispanic14.8%
Asian18.2%
Education (25+)
29.1%
22.5%
37.6%
No HS diploma10.7%
HS diploma29.1%
Some college22.5%
Bachelor's+37.6%
Housing tenure
72.9%
27.1%
Owner72.9%
Renter27.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10314 in New York, NY has changed in 5 years

Rent
$1,720 → $2,515
up 46.2%
Income
$94,578 → $104,613
up 10.6%
Population
93,736 → 93,915
up 0.2%
Renter share
24.9% → 27.1%
+2.2 pts
Bachelor's+
36.7% → 37.6%
+0.9 pts
Median age
42.1 → 41
-1.1 yrs

Across the past five years, the going rent in ZIP 10314 in New York, NY has shifted from $1,720 to $2,515, up 46.2% since 2021. Census figures show median household income at $104,613 today, compared with $94,578 five years earlier. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. The renter share has risen from 24.9% to 27.1%, with owner-occupied housing accounting for the remainder. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

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Local insights

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About renting in ZIP 10314

Last updated: October 17, 2026

ZIP code 10314 covers New York, NY. The median rent here is $2,515/mo as of October 2026. A 1-bedroom rents for a median of $2,640/mo. A 2-bedroom rents for a median of $2,890/mo.

At 29% of local median household income ($104,613/yr), ZIP 10314 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10314?

To keep rent at or below 30% of gross income, you would need to earn at least $101,000/year (about $49/hour full-time) to afford the median rent of $2,515/mo in ZIP 10314. The local median household income is $104,613/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 10314?

Rent in ZIP 10314 has risen 7.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in March 2021.

When is the cheapest time to rent in ZIP 10314?

Asking rents in ZIP 10314 are usually lowest in April, about 1.4% below their yearly trend, and highest in August, about 1% above it. At today's median that is a gap of roughly $60 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 10314 compare to other ZIPs in New York?

ZIP 10314 is in the middle among New York ZIP codes for rent, ranking #198 of 334 at $2,515/mo. Over the year to September 2026, rent in ZIP 10314 changed +7.0%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.

How does ZIP 10314 compare to the rest of New York?

At $2,515/mo, ZIP 10314 is $1,574 below the New York citywide median of $4,089/mo. It is the 12th cheapest of 145 ZIP codes in New York.
Income Affordability
29%
AFFORDABLE

At $2,515/mo, rent takes ~29% of ZIP 10314's median household income ($104,613/yr). The standard benchmark is 30%.

ZIP 10314 29%Benchmark 30%
State income tax4–10.9%
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Schools nearby

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