ZIP Code · NY

ZIP 10522

Part of Dobbs Ferry, NY

Pop. 11,502·Westchester County·63rd most expensive ZIP in New York

Median rent (all units)

$3,629/mo

Year-over-Year

+15.5%

Month-over-Month

+1.5%

vs US Median

+$1,697

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 10522 · $3,629

More expensive than 96% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$3,060

1 BR

$3,210

2 BR

$3,520

3 BR

$4,410

4 BR+

$4,790

Research median

$3,520/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in ZIP 10522 changed +15.5% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has risen 2 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($165,417) is $4,135 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,520); a 3-bedroom is $4,410.

Cheaper nearby

ZIP 10533, 2 miles away, rents for 15% less ($3,100/mo), about $6,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10522. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$43,548/yr

At $3,629/mo median

Location

CityDobbs Ferry

StateNY

CountyWestchester County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 15.5% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+15.5% YoY, +1.5% MoM), not inventory.

Demographics

Who lives here

ZIP 10522 (Dobbs Ferry, NY) is majority owner-occupied, has a median income above the national average, 69.5% of residents hold a bachelor's degree or higher.

Population

11,502

Median income

$165,417

Median age

41.3

Renters

36.1%

Age distribution

23.4%

17.2%

28.7%

13.5%

17.3%

Under 1823.4%

18–3417.2%

35–5428.7%

55–6413.5%

65+17.3%

Gender

52.5%

47.5%

Male52.5%

Female47.5%

Race & ethnicity

70.2%

12.5%

12.3%

White70.2%

Black2.8%

Hispanic12.5%

Asian12.3%

Other2.3%

Education (25+)

14.7%

69.5%

No HS diploma6.1%

HS diploma9.8%

Some college14.7%

Bachelor's+69.5%

Housing tenure

63.9%

36.1%

Owner63.9%

Renter36.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10522 in Dobbs Ferry, NY has changed in 5 years

Income

$136,204 → $165,417

up 21.4%

Population

11,622 → 11,502

down 1.0%

Renter share

40.2% → 36.1%

-4.1 pts

Bachelor's+

61.6% → 69.5%

+7.9 pts

Median age

38.8 → 41.3

+2.5 yrs

On the earnings side, the typical household in ZIP 10522 in Dobbs Ferry, NY now reports about $165,417, up from $136,204 in 2021. Headcount in the area went from 11,622 to 11,502 between 2021 and 2024, a 1.0% change. About 36.1% of households rent today, against 40.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 61.6% to 69.5%.

Community

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Local insights

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About renting in ZIP 10522

Last updated: October 17, 2026

ZIP code 10522 covers Dobbs Ferry, NY. The median rent here is $3,629/mo as of October 2026. A 1-bedroom rents for a median of $3,210/mo. A 2-bedroom rents for a median of $3,520/mo.

At 26% of local median household income ($165,417/yr), ZIP 10522 ranks as affordable compared to the national benchmark of 30%. Rents have increased 15.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10522?

To keep rent at or below 30% of gross income, you would need to earn at least $145,000/year (about $70/hour full-time) to afford the median rent of $3,629/mo in ZIP 10522. The local median household income is $165,417/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 10522?

Rent in ZIP 10522 has risen 15.5% over the past year.

How does ZIP 10522 compare to other ZIPs in New York?

ZIP 10522 is one of the pricier among New York ZIP codes for rent, ranking #63 of 334 at $3,629/mo. Over the year to September 2026, rent in ZIP 10522 changed +15.5%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.