ZIP Code · NY

ZIP 10522

Pop. 11,502·Westchester County·41st most expensive ZIP in New York
Median rent (all units)
$4,460/mo
Year-over-Year
+30.4%
Month-over-Month
+13.4%
vs US Median
+$2,495
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 10522 · $4,460
More expensive than 98% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$3,060
1 BR
$3,210
2 BR
$3,520
3 BR
$4,410
4 BR+
$4,790
Research median
$3,520/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$53,520/yr
At $4,460/mo median
Location
StateNY
CountyWestchester County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 30.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+30.4% YoY, +13.4% MoM), not inventory.
Demographics

Who lives here

ZIP 10522 (Dobbs Ferry, NY) is majority owner-occupied, has a median income above the national average, 69.5% of residents hold a bachelor's degree or higher.

Population
11,502
Median income
$165,417
Median age
41.3
Renters
36.1%
Age distribution
23.4%
17.2%
28.7%
13.5%
17.3%
Under 1823.4%
18–3417.2%
35–5428.7%
55–6413.5%
65+17.3%
Gender
52.5%
47.5%
Male52.5%
Female47.5%
Race & ethnicity
70.2%
12.5%
12.3%
White70.2%
Black2.8%
Hispanic12.5%
Asian12.3%
Other2.3%
Education (25+)
14.7%
69.5%
No HS diploma6.1%
HS diploma9.8%
Some college14.7%
Bachelor's+69.5%
Housing tenure
63.9%
36.1%
Owner63.9%
Renter36.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10522 in Dobbs Ferry, NY has changed in 5 years

Income
$136,204 → $165,417
up 21.4%
Population
11,622 → 11,502
down 1.0%
Renter share
40.2% → 36.1%
-4.1 pts
Bachelor's+
61.6% → 69.5%
+7.9 pts
Median age
38.8 → 41.3
+2.5 yrs

On the earnings side, the typical household in ZIP 10522 in Dobbs Ferry, NY now reports about $165,417, up from $136,204 in 2021. Headcount in the area went from 11,622 to 11,502 between 2021 and 2024, a 1.0% change. About 36.1% of households rent today, against 40.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 61.6% to 69.5%.

Community

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Local insights

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About renting in ZIP 10522

Last updated: July 20, 2026

ZIP code 10522 covers Dobbs Ferry, NY. The median rent here is $4,460/mo as of July 2026. A 1-bedroom rents for a median of $3,210/mo. A 2-bedroom rents for a median of $3,520/mo.

At 32% of local median household income ($165,417/yr), ZIP 10522 ranks as moderate compared to the national benchmark of 30%. Rents have increased 30.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 10522?

As of July 20, 2026, the median monthly rent in ZIP 10522 (Dobbs Ferry, NY) is $4,460. This is based on aggregated data from public sources and community submissions.

How does ZIP 10522 rent compare to the US average?

ZIP 10522's median rent of $4,460/mo is $2,495 (127%) above the US national median of $1,965/mo.

How does ZIP 10522 compare to other ZIPs in New York?

ZIP 10522 is one of the pricier ZIP codes in New York, ranking #41 out of 344 ZIPs tracked at $4,460/mo.

How much income do you need to rent in ZIP 10522?

To keep rent at or below 30% of gross income, you would need to earn at least $178,000/year (~$86/hour full-time) to afford the median rent of $4,460/mo in ZIP 10522. The local median household income is $165,417/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 10522?

Rent in ZIP 10522 has increased 30.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 10522 an affordable place to rent?

ZIP 10522 is considered moderate for renters. At $4,460/mo, rent takes approximately 32% of the local median household income ($165,417/yr). The standard benchmark is 30%. ZIP 10522 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 10522 residents rent vs. own?

According to Census data, approximately 36.1% of ZIP 10522 households are renters, while 63.9% are owner-occupied. ZIP 10522 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 10522 compare to the rest of Dobbs Ferry?

ZIP 10522 sits right at the Dobbs Ferry citywide median of $4,460/mo.

When was rent data for ZIP 10522 last updated?

Rent data for ZIP 10522 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
32%
MODERATE

At $4,460/mo, rent takes ~32% of ZIP 10522's median household income ($165,417/yr). The standard benchmark is 30%.

ZIP 10522 32%Benchmark 30%
State income tax4–10.9%
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Public schools near ZIP 10522 (Dobbs Ferry, NY)

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