ZIP Code · NY

ZIP 10703

Part of Yonkers, NY
Pop. 22,586·Westchester County·143rd most expensive ZIP in New York
Median rent (all units)
$2,908/mo
Year-over-Year
Stable
Month-over-Month
+1.8%
vs US Median
+$976
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 10703 · $2,908
More expensive than 89% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,290
1 BR
$2,400
2 BR
$2,630
3 BR
$3,290
4 BR+
$3,580
Research median
$2,630/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($89,773) is $2,244 a month. That is less than HUD's Fair Market Rent for a studio ($2,290).

Rank in Yonkers

4th cheapest of 5 ZIP codes in Yonkers.

Cheaper nearby

ZIP 10550, 4 miles away, rents for 10% less ($2,603/mo), about $3,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10703. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$34,896/yr
At $2,908/mo median
Location
StateNY
CountyWestchester County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +1.8% MoM), not inventory.
Demographics

Who lives here

ZIP 10703 (Yonkers, NY) is roughly split between renters and owners, has a median income above the national average, 26.2% of residents hold a bachelor's degree or higher.

Population
22,586
Median income
$89,773
Median age
42
Renters
49.3%
Age distribution
19.9%
24.1%
21.8%
16.1%
18.2%
Under 1819.9%
18–3424.1%
35–5421.8%
55–6416.1%
65+18.2%
Gender
46.8%
53.2%
Male46.8%
Female53.2%
Race & ethnicity
30.9%
23.5%
43.6%
White30.9%
Black23.5%
Hispanic43.6%
Asian4.4%
Education (25+)
21.9%
27.7%
24.2%
26.2%
No HS diploma21.9%
HS diploma27.7%
Some college24.2%
Bachelor's+26.2%
Housing tenure
50.7%
49.3%
Owner50.7%
Renter49.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10703 in Yonkers, NY has changed in 5 years

Income
$78,473 → $89,773
up 14.4%
Population
23,355 → 22,586
down 3.3%
Renter share
47.8% → 49.3%
+1.5 pts
Bachelor's+
28.1% → 26.2%
-1.9 pts
Median age
40.5 → 42
+1.5 yrs

Household income in the area moved from $78,473 to $89,773 across the same window, up 14.4% versus 2021. Census counts show ZIP 10703 in Yonkers, NY losing about 769 residents over the five-year window, down 3.3% on net. The renter share has risen from 47.8% to 49.3%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 10703

Last updated: October 17, 2026

ZIP code 10703 covers Yonkers, NY. The median rent here is $2,908/mo as of October 2026. A 1-bedroom rents for a median of $2,400/mo. A 2-bedroom rents for a median of $2,630/mo.

At 39% of local median household income ($89,773/yr), ZIP 10703 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10703?

To keep rent at or below 30% of gross income, you would need to earn at least $116,000/year (about $56/hour full-time) to afford the median rent of $2,908/mo in ZIP 10703. The local median household income is $89,773/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10703?

Rent in ZIP 10703 has been roughly flat over the past year, a 0.0% change.

How does ZIP 10703 compare to other ZIPs in New York?

ZIP 10703 is in the middle among New York ZIP codes for rent, ranking #143 of 334 at $2,908/mo.

How does ZIP 10703 compare to the rest of Yonkers?

At $2,908/mo, ZIP 10703 is $143 above the Yonkers citywide median of $2,765/mo. It is the 4th cheapest of 5 ZIP codes in Yonkers.
Income Affordability
39%
MODERATE

At $2,908/mo, rent takes ~39% of ZIP 10703's median household income ($89,773/yr). The standard benchmark is 30%.

ZIP 10703 39%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10703 (Yonkers, NY)

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