ZIP Code · NY

ZIP 10528

Part of Harrison, NY

Pop. 14,091·Westchester County·70th most expensive ZIP in New York

Median rent (all units)

$3,455/mo

Year-over-Year

+9.5%

Month-over-Month

-2.7%

vs US Median

+$1,523

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 10528 · $3,455

More expensive than 95% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$2,808

1 BR

$2,953

2 BR

$3,233

3 BR

$4,049

4 BR+

$4,401

Research median

$3,233/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in ZIP 10528 changed +9.5% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($154,416) is $3,860 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($3,690); a 2-bedroom is $4,040.

Cheaper nearby

ZIP 10606, 4 miles away, rents for 12% less ($3,048/mo), about $4,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10528. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$41,460/yr

At $3,455/mo median

Location

CityHarrison

StateNY

CountyWestchester County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (9.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+9.5% YoY, -2.7% MoM), not inventory.

Demographics

Who lives here

ZIP 10528 (Harrison, NY) is roughly split between renters and owners, has a large share of families with children, has a median income above the national average, 60.4% of residents hold a bachelor's degree or higher.

Population

14,091

Median income

$154,416

Median age

40.2

Renters

46%

Age distribution

26.5%

15.3%

32.9%

14.5%

Under 1826.5%

18–3415.3%

35–5432.9%

55–6410.8%

65+14.5%

Gender

46.8%

53.2%

Male46.8%

Female53.2%

Race & ethnicity

68.1%

15.1%

White68.1%

Black2.6%

Hispanic15.1%

Asian11.7%

Other2.6%

Education (25+)

12.1%

21.9%

60.4%

No HS diploma5.6%

HS diploma12.1%

Some college21.9%

Bachelor's+60.4%

Housing tenure

54%

46%

Owner54%

Renter46%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10528 in Harrison, NY has changed in 5 years

Income

$134,458 → $154,416

up 14.8%

Population

13,546 → 14,091

up 4.0%

Renter share

46.2% → 46%

-0.2 pts

Bachelor's+

54.6% → 60.4%

+5.8 pts

On the earnings side, the typical household in ZIP 10528 in Harrison, NY now reports about $154,416, up from $134,458 in 2021. Headcount in the area went from 13,546 to 14,091 between 2021 and 2024, a 4.0% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 54.6% to 60.4%.

Community

Discussions about ZIP 10528

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Local insights

Tips for renters in ZIP 10528

About renting in ZIP 10528

Last updated: October 17, 2026

ZIP code 10528 covers Harrison, NY. The median rent here is $3,455/mo as of October 2026. A 1-bedroom rents for a median of $2,953/mo. A 2-bedroom rents for a median of $3,233/mo.

At 27% of local median household income ($154,416/yr), ZIP 10528 ranks as affordable compared to the national benchmark of 30%. Rents have increased 9.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10528?

To keep rent at or below 30% of gross income, you would need to earn at least $138,000/year (about $66/hour full-time) to afford the median rent of $3,455/mo in ZIP 10528. The local median household income is $154,416/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 10528?

Rent in ZIP 10528 has risen 9.5% over the past year.

How does ZIP 10528 compare to other ZIPs in New York?

ZIP 10528 is one of the pricier among New York ZIP codes for rent, ranking #70 of 334 at $3,455/mo. Over the year to September 2026, rent in ZIP 10528 changed +9.5%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.