ZIP Code · NY

ZIP 10543

Part of Mamaroneck, NY

Pop. 20,989·Westchester County·62nd most expensive ZIP in New York

Median rent (all units)

$3,664/mo

Year-over-Year

+5.0%

Month-over-Month

-2.7%

vs US Median

+$1,732

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 10543 · $3,664

More expensive than 96% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,790

1 BR

$2,930

2 BR

$3,210

3 BR

$4,020

4 BR+

$4,370

Research median

$3,210/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 10543 is 2.8% below its high of $3,768 in July 2026, at $3,664 as of September 2026.

Past year vs. the rest of New York

Rent in ZIP 10543 changed +5.0% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has fallen 2 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($126,417) is $3,160 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,930); a 2-bedroom is $3,210.

Cheaper nearby

ZIP 10801, 4 miles away, rents for 18% less ($2,996/mo), about $8,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10543. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$43,968/yr

At $3,664/mo median

Location

CityMamaroneck

StateNY

CountyWestchester County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+5.0% YoY, -2.7% MoM), not inventory.

Demographics

Who lives here

ZIP 10543 (Mamaroneck, NY) is majority owner-occupied, has a median income above the national average, 58.1% of residents hold a bachelor's degree or higher.

Population

20,989

Median income

$126,417

Median age

39.8

Renters

41.8%

Age distribution

24.4%

20.1%

28.9%

12.9%

13.8%

Under 1824.4%

18–3420.1%

35–5428.9%

55–6412.9%

65+13.8%

Gender

49.1%

50.9%

Male49.1%

Female50.9%

Race & ethnicity

60.9%

26%

White60.9%

Black4.7%

Hispanic26%

Asian6.1%

Other2.3%

Education (25+)

15.6%

14.8%

58.1%

No HS diploma11.5%

HS diploma15.6%

Some college14.8%

Bachelor's+58.1%

Housing tenure

58.2%

41.8%

Owner58.2%

Renter41.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 10543 in Mamaroneck, NY has changed in 5 years

Rent

$3,280 → $3,664

up 11.7%

Income

$119,900 → $126,417

up 5.4%

Population

21,563 → 20,989

down 2.7%

Renter share

37.5% → 41.8%

+4.3 pts

Bachelor's+

56.9% → 58.1%

+1.2 pts

Five years ago, renters in ZIP 10543 in Mamaroneck, NY paid around $3,280 a month. That figure now sits near $3,664, up 11.7% from the 2023 baseline. On the earnings side, the typical household in ZIP 10543 in Mamaroneck, NY now reports about $126,417, up from $119,900 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 10543 in Mamaroneck, NY losing about 574 residents over the five-year window, down 2.7% on net. The renter share has risen from 37.5% to 41.8%, with owner-occupied housing accounting for the remainder. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 10543 in Mamaroneck, NY reflects that arc in its own way.

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About renting in ZIP 10543

Last updated: October 17, 2026

ZIP code 10543 covers Mamaroneck, NY. The median rent here is $3,664/mo as of October 2026. A 1-bedroom rents for a median of $2,930/mo. A 2-bedroom rents for a median of $3,210/mo.

At 35% of local median household income ($126,417/yr), ZIP 10543 ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10543?

To keep rent at or below 30% of gross income, you would need to earn at least $147,000/year (about $71/hour full-time) to afford the median rent of $3,664/mo in ZIP 10543. The local median household income is $126,417/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10543?

Rent in ZIP 10543 has risen 5.0% over the past year as of September 2026. It sits 2.8% below its high of $3,768 in July 2026.

How does ZIP 10543 compare to other ZIPs in New York?

ZIP 10543 is one of the pricier among New York ZIP codes for rent, ranking #62 of 334 at $3,664/mo. Over the year to September 2026, rent in ZIP 10543 changed +5.0%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.