ZIP Code · NY

ZIP 10549

Part of Mount Kisco, NY

Pop. 16,135·Westchester County·119th most expensive ZIP in New York

Median rent (all units)

$3,085/mo

Year-over-Year

Stable

Month-over-Month

+2.2%

vs US Median

+$1,153

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 10549 · $3,085

More expensive than 91% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,480

1 BR

$2,600

2 BR

$2,850

3 BR

$3,570

4 BR+

$3,880

Research median

$2,850/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($133,988) is $3,350 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,850); a 3-bedroom is $3,570.

From Zillow's monthly rent index (ZORI) for ZIP 10549. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$37,020/yr

At $3,085/mo median

Location

CityMount Kisco

StateNY

CountyWestchester County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +2.2% MoM), not inventory.

Demographics

Who lives here

ZIP 10549 (Mount Kisco, NY) is majority owner-occupied, has a median income above the national average, 65.2% of residents hold a bachelor's degree or higher.

Population

16,135

Median income

$133,988

Median age

41.6

Renters

23.2%

Age distribution

20.9%

19.5%

27%

15.4%

17.1%

Under 1820.9%

18–3419.5%

35–5427%

55–6415.4%

65+17.1%

Gender

52.8%

47.2%

Male52.8%

Female47.2%

Race & ethnicity

70.3%

21.9%

White70.3%

Black5.9%

Hispanic21.9%

Asian3.2%

Education (25+)

13.6%

12.8%

65.2%

No HS diploma8.5%

HS diploma13.6%

Some college12.8%

Bachelor's+65.2%

Housing tenure

76.8%

23.2%

Owner76.8%

Renter23.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10549 in Mount Kisco, NY has changed in 5 years

Income

$110,813 → $133,988

up 20.9%

Population

15,587 → 16,135

up 3.5%

Renter share

28% → 23.2%

-4.8 pts

Bachelor's+

61.1% → 65.2%

+4.1 pts

Median age

43.4 → 41.6

-1.8 yrs

Median household income climbed from $110,813 to $133,988 between 2021 and 2024, a 20.9% shift. Census counts show ZIP 10549 in Mount Kisco, NY adding about 548 residents over the five-year window, up 3.5% on net. The renter share has eased from 28% to 23.2%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 61.1% to 65.2% across the same window.

Community

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Local insights

Tips for renters in ZIP 10549

About renting in ZIP 10549

Last updated: September 25, 2026

ZIP code 10549 covers Mount Kisco, NY. The median rent here is $3,085/mo as of September 2026. A 1-bedroom rents for a median of $2,600/mo. A 2-bedroom rents for a median of $2,850/mo.

At 28% of local median household income ($133,988/yr), ZIP 10549 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10549?

To keep rent at or below 30% of gross income, you would need to earn at least $123,000/year (about $59/hour full-time) to afford the median rent of $3,085/mo in ZIP 10549. The local median household income is $133,988/yr, so the typical household meets that bar.