RentDataNowRentDataNow
ZIP Code · NY

ZIP 10604

Pop. 12,517·Westchester County·62nd most expensive ZIP in New York
Median rent (all units)
$3,840/mo
Year-over-Year
+10.2%
Month-over-Month
+10.2%
vs US Median
+$1,875
Rising (Monthly)
Be the first to discuss 10604 rents ↓
Most AffordableMost Expensive
ZIP 10604 · $3,840
More expensive than 97% of US ZIP codes · National median $1,965/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$2,810
1 BR
$2,950
2 BR
$3,230
3 BR
$4,040
4 BR+
$4,390
Research median
$3,230/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$46,080/yr
At $3,840/mo median
Location
StateNY
CountyWestchester County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.2% YoY, +10.2% MoM), not inventory.
Demographics

Who lives here

ZIP 10604 (White Plains, NY) is roughly split between renters and owners, has a large share of families with children, has a median income above the national average, 51.1% of residents hold a bachelor's degree or higher.

Population
12,517
Median income
$117,014
Median age
39.9
Renters
51.1%
Age distribution
25.9%
17.7%
30%
12.5%
13.9%
Under 1825.9%
18–3417.7%
35–5430%
55–6412.5%
65+13.9%
Gender
47.3%
52.7%
Male47.3%
Female52.7%
Race & ethnicity
63.8%
27.8%
White63.8%
Black4.7%
Hispanic27.8%
Asian3.6%
Education (25+)
21.2%
17.4%
51.1%
No HS diploma10.2%
HS diploma21.2%
Some college17.4%
Bachelor's+51.1%
Housing tenure
48.9%
51.1%
Owner48.9%
Renter51.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10604 in White Plains, NY has changed in 5 years

Income
$101,619 → $117,014
up 15.1%
Population
11,740 → 12,517
up 6.6%
Renter share
43.3% → 51.1%
+7.8 pts
Bachelor's+
47.9% → 51.1%
+3.2 pts
Median age
39.1 → 39.9
+0.8 yrs

Local incomes tracked alongside that move, going from a median of $101,619 in 2021 to $117,014 more recently. The population has grown by 6.6% since 2021, moving from about 11,740 residents to roughly 12,517. Renters now make up 51.1% of households, compared with 43.3% five years ago. College-educated residents now make up 51.1% of adults here, versus 47.9% in 2021.

Community

Discussions about ZIP 10604

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 10604

About renting in ZIP 10604

Last updated: July 20, 2026

ZIP code 10604 covers White Plains, NY. The median rent here is $3,840/mo as of July 2026. A 1-bedroom rents for a median of $2,950/mo. A 2-bedroom rents for a median of $3,230/mo.

At 39% of local median household income ($117,014/yr), ZIP 10604 ranks as moderate compared to the national benchmark of 30%. Rents have increased 10.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 10604?

As of July 20, 2026, the median monthly rent in ZIP 10604 (White Plains, NY) is $3,840. This is based on aggregated data from public sources and community submissions.

How does ZIP 10604 rent compare to the US average?

ZIP 10604's median rent of $3,840/mo is $1,875 (95%) above the US national median of $1,965/mo.

How does ZIP 10604 compare to other ZIPs in New York?

ZIP 10604 is one of the pricier ZIP codes in New York, ranking #62 out of 344 ZIPs tracked at $3,840/mo.

How much income do you need to rent in ZIP 10604?

To keep rent at or below 30% of gross income, you would need to earn at least $154,000/year (~$74/hour full-time) to afford the median rent of $3,840/mo in ZIP 10604. The local median household income is $117,014/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 10604?

Rent in ZIP 10604 has increased 10.2% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 10604 an affordable place to rent?

ZIP 10604 is considered moderate for renters. At $3,840/mo, rent takes approximately 39% of the local median household income ($117,014/yr). The standard benchmark is 30%. ZIP 10604 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 10604 residents rent vs. own?

According to Census data, approximately 51.1% of ZIP 10604 households are renters, while 48.9% are owner-occupied. With a majority renter population, ZIP 10604 has a strong rental market.

How does ZIP 10604 compare to the rest of White Plains?

ZIP 10604 is pricier than White Plains as a whole. At $3,840/mo, it's $612 above the White Plains citywide median of $3,228/mo.

When was rent data for ZIP 10604 last updated?

Rent data for ZIP 10604 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
39%
MODERATE

At $3,840/mo, rent takes ~39% of ZIP 10604's median household income ($117,014/yr). The standard benchmark is 30%.

ZIP 10604 39%Benchmark 30%
State income tax4–10.9%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 10604 (White Plains, NY)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.