ZIP Code · NY

ZIP 12010

Part of Amsterdam, NY

Pop. 27,750·Montgomery County·328th most expensive ZIP in New York

Median rent (all units)

$1,185/mo

Year-over-Year

Stable

Month-over-Month

-0.8%

vs US Median

-$747

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 12010 · $1,185

More affordable than 92% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$970

1 BR

$1,110

2 BR

$1,340

3 BR

$1,620

4 BR+

$1,780

Research median

$1,340/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($63,696) is $1,592 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,340); a 3-bedroom is $1,620.

From Zillow's monthly rent index (ZORI) for ZIP 12010. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,220/yr

At $1,185/mo median

Location

CityAmsterdam

StateNY

CountyMontgomery County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, -0.8% MoM), not inventory.

Demographics

Who lives here

ZIP 12010 (Amsterdam, NY) is majority owner-occupied, has a large retiree population, has a median income below the national average, 25.6% of residents hold a bachelor's degree or higher.

Population

27,750

Median income

$63,696

Median age

42.1

Renters

35.1%

Age distribution

22.2%

19%

25.2%

13.3%

20.4%

Under 1822.2%

18–3419%

35–5425.2%

55–6413.3%

65+20.4%

Gender

49.7%

50.3%

Male49.7%

Female50.3%

Race & ethnicity

70.2%

23.9%

White70.2%

Black4.8%

Hispanic23.9%

Asian1.6%

Education (25+)

34.3%

29.3%

25.6%

No HS diploma10.8%

HS diploma34.3%

Some college29.3%

Bachelor's+25.6%

Housing tenure

64.9%

35.1%

Owner64.9%

Renter35.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12010 in Amsterdam, NY has changed in 5 years

Income

$49,705 → $63,696

up 28.1%

Population

27,324 → 27,750

up 1.6%

Renter share

36.3% → 35.1%

-1.2 pts

Bachelor's+

22.5% → 25.6%

+3.1 pts

Median age

40.5 → 42.1

+1.6 yrs

Census figures show median household income at $63,696 today, compared with $49,705 five years earlier. Census counts show ZIP 12010 in Amsterdam, NY adding about 426 residents over the five-year window, up 1.6% on net. Bachelor's-degree-or-higher attainment moved from 22.5% to 25.6% across the same window.

Community

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Local insights

Tips for renters in ZIP 12010

About renting in ZIP 12010

Last updated: October 17, 2026

ZIP code 12010 covers Amsterdam, NY. The median rent here is $1,185/mo as of October 2026. A 1-bedroom rents for a median of $1,110/mo. A 2-bedroom rents for a median of $1,340/mo.

At 22% of local median household income ($63,696/yr), ZIP 12010 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 12010?

To keep rent at or below 30% of gross income, you would need to earn at least $47,000/year (about $23/hour full-time) to afford the median rent of $1,185/mo in ZIP 12010. The local median household income is $63,696/yr, so the typical household meets that bar.