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ZIP Code · NY

ZIP 12010

Pop. 27,750·Montgomery County·328th most expensive ZIP in New York
Median rent (all units)
$1,258/mo
Year-over-Year
Stable
Month-over-Month
-6.0%
vs US Median
-$707
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 12010 · $1,258
More affordable than 89% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$970
1 BR
$1,110
2 BR
$1,340
3 BR
$1,620
4 BR+
$1,780
Research median
$1,340/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$15,096/yr
At $1,258/mo median
Location
StateNY
CountyMontgomery County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -6.0% MoM), not inventory.
Demographics

Who lives here

ZIP 12010 (Amsterdam, NY) is majority owner-occupied, has a large retiree population, has a median income below the national average, 25.6% of residents hold a bachelor's degree or higher.

Population
27,750
Median income
$63,696
Median age
42.1
Renters
35.1%
Age distribution
22.2%
19%
25.2%
13.3%
20.4%
Under 1822.2%
18–3419%
35–5425.2%
55–6413.3%
65+20.4%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
70.2%
23.9%
White70.2%
Black4.8%
Hispanic23.9%
Asian1.6%
Education (25+)
34.3%
29.3%
25.6%
No HS diploma10.8%
HS diploma34.3%
Some college29.3%
Bachelor's+25.6%
Housing tenure
64.9%
35.1%
Owner64.9%
Renter35.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12010 in Amsterdam, NY has changed in 5 years

Income
$49,705 → $63,696
up 28.1%
Population
27,324 → 27,750
up 1.6%
Renter share
36.3% → 35.1%
-1.2 pts
Bachelor's+
22.5% → 25.6%
+3.1 pts
Median age
40.5 → 42.1
+1.6 yrs

Census figures show median household income at $63,696 today, compared with $49,705 five years earlier. Census counts show ZIP 12010 in Amsterdam, NY adding about 426 residents over the five-year window, up 1.6% on net. Bachelor's-degree-or-higher attainment moved from 22.5% to 25.6% across the same window.

Community

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Local insights

Tips for renters in ZIP 12010

About renting in ZIP 12010

Last updated: July 20, 2026

ZIP code 12010 covers Amsterdam, NY. The median rent here is $1,258/mo as of July 2026. A 1-bedroom rents for a median of $1,110/mo. A 2-bedroom rents for a median of $1,340/mo.

At 24% of local median household income ($63,696/yr), ZIP 12010 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12010?

As of July 20, 2026, the median monthly rent in ZIP 12010 (Amsterdam, NY) is $1,258. This is based on aggregated data from public sources and community submissions.

How does ZIP 12010 rent compare to the US average?

ZIP 12010's median rent of $1,258/mo is $707 (36%) below the US national median of $1,965/mo.

How does ZIP 12010 compare to other ZIPs in New York?

ZIP 12010 is among the more affordable ZIP codes in New York, ranking #328 out of 344 ZIPs at $1,258/mo.

How much income do you need to rent in ZIP 12010?

To keep rent at or below 30% of gross income, you would need to earn at least $50,000/year (~$24/hour full-time) to afford the median rent of $1,258/mo in ZIP 12010. The local median household income is $63,696/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 12010?

Rent in ZIP 12010 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 12010 an affordable place to rent?

ZIP 12010 is considered very affordable for renters. At $1,258/mo, rent takes approximately 24% of the local median household income ($63,696/yr). The standard benchmark is 30%. ZIP 12010 falls comfortably within that range.

What percentage of ZIP 12010 residents rent vs. own?

According to Census data, approximately 35.1% of ZIP 12010 households are renters, while 64.9% are owner-occupied. ZIP 12010 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 12010 compare to the rest of Amsterdam?

ZIP 12010 sits right at the Amsterdam citywide median of $1,258/mo.

When was rent data for ZIP 12010 last updated?

Rent data for ZIP 12010 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
24%
VERY AFFORDABLE

At $1,258/mo, rent takes ~24% of ZIP 12010's median household income ($63,696/yr). The standard benchmark is 30%.

ZIP 12010 24%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12010 (Amsterdam, NY)

Recent submissions

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