At $1,185/mo, rent takes about 25% of the local median household income, comfortably within the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,185 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
30% of the median household income ($56,178) is $1,404 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,240); a 3-bedroom is $1,500.
From Zillow's monthly rent index (ZORI) for Amsterdam. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Amsterdam, NY is roughly split between renters and owners, has a median income below the national average, 22.5% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Amsterdam, NY has changed in 5 years
Household income in the area moved from $43,164 to $56,178 across the same window, up 30.2% versus 2021. Bachelor's-degree-or-higher attainment moved from 18.4% to 22.5% across the same window.
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Can you afford rent in Amsterdam on your salary?
At $1,185/mo, how Amsterdam rent compares to typical pay (30% rule).
Amsterdam rent by bedroom count
Median rent for each apartment size in Amsterdam. Click any size for full breakdown.
Tips for renters in Amsterdam
Last updated: October 17, 2026
The median rent in Amsterdam is $1,185/mo as of October 2026. A studio apartment averages $910/mo while a 2-bedroom runs $1,240/mo. One-bedroom apartments average $1,020/mo and 3-bedroom units go for $1,500/mo.
At 25% of local median household income ($56,178/yr), Amsterdam ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.
Frequently asked questions
How much income do you need to rent in Amsterdam?
Is rent going up or down in Amsterdam?
How does Amsterdam rent compare to other cities in New York?
Which nearby cities are cheaper to rent in than Amsterdam?
At $1,185/mo, rent takes ~25% of Amsterdam's median household income ($56,178/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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