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ZIP Code · NY

ZIP 12205

Part of Albany, NY
Pop. 25,838·Albany County·233rd most expensive ZIP in New York
Median rent (all units)
$2,000/mo
Year-over-Year
Stable
Month-over-Month
+11.5%
vs US Median
+$35
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 12205 · $2,000
More expensive than 60% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,350
1 BR
$1,570
2 BR
$1,890
3 BR
$2,270
4 BR+
$2,500
Research median
$1,890/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$24,000/yr
At $2,000/mo median
Location
CityAlbany
StateNY
CountyAlbany County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +11.5% MoM), not inventory.
Demographics

Who lives here

ZIP 12205 (Albany, NY) is majority owner-occupied, has a large retiree population, has a median income above the national average, 38% of residents hold a bachelor's degree or higher.

Population
25,838
Median income
$91,020
Median age
43.6
Renters
28.6%
Age distribution
18.4%
21.6%
23.4%
13.7%
22.9%
Under 1818.4%
18–3421.6%
35–5423.4%
55–6413.7%
65+22.9%
Gender
47.6%
52.4%
Male47.6%
Female52.4%
Race & ethnicity
75.2%
White75.2%
Black8%
Hispanic3.3%
Asian9.3%
Other4.3%
Education (25+)
25.9%
29.6%
38%
No HS diploma6.5%
HS diploma25.9%
Some college29.6%
Bachelor's+38%
Housing tenure
71.4%
28.6%
Owner71.4%
Renter28.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12205 in Albany, NY has changed in 5 years

Income
$83,103 → $91,020
up 9.5%
Population
26,255 → 25,838
down 1.6%
Renter share
28.6% → 28.6%
+0.0 pts
Bachelor's+
35.2% → 38%
+2.8 pts

Local incomes tracked alongside that move, going from a median of $83,103 in 2021 to $91,020 more recently. The population has contracted by 1.6% since 2021, moving from about 26,255 residents to roughly 25,838. College-educated residents now make up 38% of adults here, versus 35.2% in 2021.

Community

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Local insights

Tips for renters in ZIP 12205

About renting in ZIP 12205

Last updated: July 20, 2026

ZIP code 12205 covers Albany, NY. The median rent here is $2,000/mo as of July 2026. A 1-bedroom rents for a median of $1,570/mo. A 2-bedroom rents for a median of $1,890/mo.

At 26% of local median household income ($91,020/yr), ZIP 12205 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12205?

As of July 20, 2026, the median monthly rent in ZIP 12205 (Albany, NY) is $2,000. This is based on aggregated data from public sources and community submissions.

How does ZIP 12205 rent compare to the US average?

ZIP 12205's median rent of $2,000/mo is $35 (2%) above the US national median of $1,965/mo.

How does ZIP 12205 compare to other ZIPs in New York?

ZIP 12205 is among the more affordable ZIP codes in New York, ranking #233 out of 344 ZIPs at $2,000/mo.

How much income do you need to rent in ZIP 12205?

To keep rent at or below 30% of gross income, you would need to earn at least $80,000/year (~$38/hour full-time) to afford the median rent of $2,000/mo in ZIP 12205. The local median household income is $91,020/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 12205?

Rent in ZIP 12205 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 12205 an affordable place to rent?

ZIP 12205 is considered affordable for renters. At $2,000/mo, rent takes approximately 26% of the local median household income ($91,020/yr). The standard benchmark is 30%. ZIP 12205 falls comfortably within that range.

What percentage of ZIP 12205 residents rent vs. own?

According to Census data, approximately 28.6% of ZIP 12205 households are renters, while 71.4% are owner-occupied. ZIP 12205 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 12205 compare to the rest of Albany?

ZIP 12205 is pricier than Albany as a whole. At $2,000/mo, it's $389 above the Albany citywide median of $1,611/mo.

When was rent data for ZIP 12205 last updated?

Rent data for ZIP 12205 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
26%
AFFORDABLE

At $2,000/mo, rent takes ~26% of ZIP 12205's median household income ($91,020/yr). The standard benchmark is 30%.

ZIP 12205 26%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12205 (Albany, NY)

Recent submissions

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