ZIP Code · NY

ZIP 12110

Part of Latham, NY

Pop. 20,081·Albany County·201st most expensive ZIP in New York

Median rent (all units)

$2,458/mo

Year-over-Year

Stable

Month-over-Month

Stable

vs US Median

+$526

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 12110 · $2,458

More expensive than 79% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,420

1 BR

$1,660

2 BR

$1,990

3 BR

$2,390

4 BR+

$2,630

Research median

$1,990/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($105,024) is $2,626 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,390); a 4-bedroom is $2,630.

Cheaper nearby

ZIP 12189, 3 miles away, rents for 38% less ($1,519/mo), about $11,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 12110. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$29,496/yr

At $2,458/mo median

Location

CityLatham

StateNY

CountyAlbany County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 12110 (Latham, NY) is majority owner-occupied, has a large retiree population, has a median income above the national average, 48.3% of residents hold a bachelor's degree or higher.

Population

20,081

Median income

$105,024

Median age

39.7

Renters

34.7%

Age distribution

19%

24%

24.9%

20.3%

Under 1819%

18–3424%

35–5424.9%

55–6411.9%

65+20.3%

Gender

49.7%

50.3%

Male49.7%

Female50.3%

Race & ethnicity

73.7%

White73.7%

Black6.3%

Hispanic3.4%

Asian10.8%

Other5.8%

Education (25+)

21.2%

24.9%

48.3%

No HS diploma5.6%

HS diploma21.2%

Some college24.9%

Bachelor's+48.3%

Housing tenure

65.3%

34.7%

Owner65.3%

Renter34.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12110 in Latham, NY has changed in 5 years

Income

$93,533 → $105,024

up 12.3%

Population

19,825 → 20,081

up 1.3%

Renter share

33.1% → 34.7%

+1.6 pts

Bachelor's+

44.8% → 48.3%

+3.5 pts

Median age

41.4 → 39.7

-1.7 yrs

Household income in the area moved from $93,533 to $105,024 across the same window, up 12.3% versus 2021. Census counts show ZIP 12110 in Latham, NY adding about 256 residents over the five-year window, up 1.3% on net. The renter share has risen from 33.1% to 34.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 44.8% to 48.3% across the same window.

Community

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Local insights

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About renting in ZIP 12110

Last updated: October 17, 2026

ZIP code 12110 covers Latham, NY. The median rent here is $2,458/mo as of October 2026. A 1-bedroom rents for a median of $1,660/mo. A 2-bedroom rents for a median of $1,990/mo.

At 28% of local median household income ($105,024/yr), ZIP 12110 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 12110?

To keep rent at or below 30% of gross income, you would need to earn at least $98,000/year (about $47/hour full-time) to afford the median rent of $2,458/mo in ZIP 12110. The local median household income is $105,024/yr, so the typical household meets that bar.