ZIP Code · NY

ZIP 14075

Part of Hamburg, NY
Pop. 44,520·Erie County·299th most expensive ZIP in New York
Median rent (all units)
$1,354/mo
Year-over-Year
+0.8%
Month-over-Month
-0.5%
vs US Median
-$578
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 14075 · $1,354
More affordable than 83% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,250
1 BR
$1,290
2 BR
$1,520
3 BR
$1,860
4 BR+
$2,120
Research median
$1,520/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 14075 is 2.4% below its high of $1,388 in December 2024, at $1,354 as of September 2026.

Past year vs. the rest of New York

Rent in ZIP 14075 changed +0.8% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($83,383) is $2,085 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,860); a 4-bedroom is $2,120.

From Zillow's monthly rent index (ZORI) for ZIP 14075. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$16,248/yr
At $1,354/mo median
Location
StateNY
CountyErie County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.8% YoY, -0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 14075 (Hamburg, NY) is majority owner-occupied, has a large retiree population, 39.7% of residents hold a bachelor's degree or higher.

Population
44,520
Median income
$83,383
Median age
47.3
Renters
26.4%
Age distribution
18.3%
18.2%
23.5%
15.3%
24.7%
Under 1818.3%
18–3418.2%
35–5423.5%
55–6415.3%
65+24.7%
Gender
47.6%
52.4%
Male47.6%
Female52.4%
Race & ethnicity
92.4%
White92.4%
Black1.5%
Hispanic2.4%
Asian0.5%
Other3.2%
Education (25+)
21.5%
34.3%
39.7%
No HS diploma4.5%
HS diploma21.5%
Some college34.3%
Bachelor's+39.7%
Housing tenure
73.6%
26.4%
Owner73.6%
Renter26.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 14075 in Hamburg, NY has changed in 5 years

Rent
$1,198 → $1,354
up 13.0%
Income
$69,876 → $83,383
up 19.3%
Population
44,452 → 44,520
up 0.2%
Renter share
28.2% → 26.4%
-1.8 pts
Bachelor's+
36.9% → 39.7%
+2.8 pts

Since 2023, the typical rent in ZIP 14075 in Hamburg, NY has climbed from $1,198 to $1,354, a 13.0% change over five years. Census figures show median household income at $83,383 today, compared with $69,876 five years earlier. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. Renters now make up 26.4% of households, compared with 28.2% five years ago. College-educated residents now make up 39.7% of adults here, versus 36.9% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

Community

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Local insights

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About renting in ZIP 14075

Last updated: October 17, 2026

ZIP code 14075 covers Hamburg, NY. The median rent here is $1,354/mo as of October 2026. A 1-bedroom rents for a median of $1,290/mo. A 2-bedroom rents for a median of $1,520/mo.

At 19% of local median household income ($83,383/yr), ZIP 14075 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 14075?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (about $26/hour full-time) to afford the median rent of $1,354/mo in ZIP 14075. The local median household income is $83,383/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 14075?

Rent in ZIP 14075 has risen 0.8% over the past year as of September 2026. It sits 2.4% below its high of $1,388 in December 2024.

How does ZIP 14075 compare to other ZIPs in New York?

ZIP 14075 is one of the more affordable among New York ZIP codes for rent, ranking #299 of 334 at $1,354/mo. Over the year to September 2026, rent in ZIP 14075 changed +0.8%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.

How does ZIP 14075 compare to the rest of Hamburg?

At $1,354/mo, ZIP 14075 is $17 below the Hamburg citywide median of $1,371/mo.
Income Affordability
19%
VERY AFFORDABLE

At $1,354/mo, rent takes ~19% of ZIP 14075's median household income ($83,383/yr). The standard benchmark is 30%.

ZIP 14075 19%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 14075 (Hamburg, NY)

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